Cabarrus County property record for 3578 Saddlebrook Dr, Midland, NC 28107 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,106 sqft Living Area |
| Lot Size | 11,108 sqft (0.255 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2026) |
| Tax Bill | $2,559.00 (2025) |
| Primary APN | 10021E0182.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,106 sqft Living Area |
| Gross Area | 2,464 sqft Gross Area |
| 1st Floor | 1,062 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,108 sqft (0.255 acres) |
| Depth X Width | 160 ft x 30 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 440 sqft Driveway |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 200 sqft Garage |
| Patio Area | 122 sqft Patio |
| Porch | Open Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 126040 |
|---|---|
| Street Address | 3578 SADDLEBROOK DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9547 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 182 FOX CREEK |
| Legal Subdivision | FOX CREEK |
| Legal Lot Number | 182 |
| Jurisdiction | CABARRUS NC |
| Minor Civil Division | 10, MIDLAND |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 41603 |
Source: Cabarrus County records · APN 10021E0182.000000
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3578 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jun 20, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FIFTH THIRD BANK NA |
| Mar 03, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LOWER LLC |
| Sep 10, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Sep 20, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2026 · Amount on Record |
| Deed Sale | Mar 03, 2026 · Amount on Record |
| Prior Sale | Sep 20, 2018 · Amount on Record |
| Deed Doc Number | 0017872233 |
| Deed Book / Page | 17872 / 233 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3578 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0015132299 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 15132/299 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3578 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3578 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Document Number | 0016977159 |
|---|---|
| Date | Jun 20, 2024 |
| Book Page | 16977/159 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 25, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 03, 2026 |
| Property Address | 3578 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Document Number | 0017872233 |
| Book / Page | 17872 / 233 |
| Map Reference | MB 74 PG 84-88 |
| Instrument Date | Feb 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1016 N FIRETOWER RD, BLYTHEWOOD, SC 29016-8800 |
| Name | Verified Name |
|---|---|
| Address | 3578 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Document Number | 0017872236 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 17872/236 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3578 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013709108 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 13709/0108 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 20, 2018 |
| Property Address | 3578 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Document Number | 1319089 |
| Book / Page | 013190 / 000089 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 23582 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3578 SADDLEBROOK DR MIDLAND NC 281079547, MIDLAND, NC 28107-9547 |
| Document Number | 1319091 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 013190/000091 |
| Instrument | 23583 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2048 |
Source: Cabarrus County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,559.00 (+19.3%) | $329,790 (+47.6%) Land $70,000 Building $259,790 | |
| 2024 | $329,790 (+47.6%) Land $70,000 Building $259,790 | ||
| 2023 | $2,145.00 | $223,430 Land $42,500 Building $180,930 | $223,430 Land $42,500 Building $180,930 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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