3554 Saddlebrook Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 3554 Saddlebrook Dr, Midland, NC 28107 · Last verified May 2024

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage1,970 sqft Living Area
Lot Size5,532 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$237,000 (2020)
Tax Bill$2,049.00 (2023)

Property Details

APN / Parcel Number

Primary APN10021E0177.000000
Alternative APNs
  • 5554 07 2047
  • 138937

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,970 sqft Living Area
Gross Area2,380 sqft Gross Area
1st Floor770 sqft 1st Floor
Stories2 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,532 sqft (0.126 acres)
Depth X Width137 ft x 40 ft Depth x Width
Driveway1 Driveway
Driveway Area756 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area410 sqft Garage
Patio Area100 sqft Patio
PorchOpen Porch
Porch Area20 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number138937
Street Address3554 SADDLEBROOK DR
CityMIDLAND
StateNC
Zip28107-9547
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 177 FOX CREEK
Legal SubdivisionFOX CRK PH 1 MAP 1
Legal Lot Number177
JurisdictionCABARRUS NC
Minor Civil Division10, MIDLAND
Census Blockgroup1
Census Block1023
Census Tract41603

Owner

Source: Cabarrus County records · APN 10021E0177.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3554 SADDLEBROOK DR, MIDLAND, NC 28107-9547
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 14, 2021Deed of Trust, Mortgage · Line of Credit
TRULIANT FCU
Jun 17, 2022Deed of Trust, Mortgage
TRULIANT FCU
Jul 15, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL NETWORK INC
Aug 02, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
CLEARPATH LNDG
Jul 23, 2018Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
PINNACLE BK
Jan 25, 2018Loan Modification, Mortgage
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2020 · Amount on Record
Deed SaleJul 15, 2020 · Amount on Record
Prior SaleJul 24, 2018 · Amount on Record
Deed Doc Number0014329295
Deed Book / Page14329 / 295
Record RefreshedJun 07, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3554 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001551320
DateSep 22, 2021
Book Page15513/20
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3554 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001571968
DateDec 14, 2021
Book Page15719/68
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 27, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3554 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016075265
DateJun 17, 2022
Book Page16075/265
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
AmountAmount Recorded
Term360 Months
DueJun 15, 2052

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJul 15, 2020
Property Address3554 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Document Number0014329295
Book / Page14329 / 295
Map ReferenceMB 74 PG 84-88
Instrument DateJul 14, 2020
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$474.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10333 BOLTON CT, 10333, CHARLOTTE, NC 28269-8184

Transferred To (Grantee/Buyer)

NameVerified Name
Address3554 SADDLEBROOK DR, MIDLAND, NC 28107-9547

Mortgage

Document Number0014329297
DateJul 15, 2020
Instrument14329/297
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3554 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Document Number1364795
Instrument DateAug 02, 2019
Transaction TypeMortgage
Record UpdatedAug 17, 2019
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3554 SADDLEBROOK DR MIDLAND NC 281079547, MIDLAND, NC 28107-9547

Mortgage

Document Number1364795
DateAug 07, 2019
Book Page013647/000095
Instrument20316
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 06, 2049

July 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJul 23, 2018
Property Address3554 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Document Number13099152
Book / Page013099 / 000152
Instrument DateJul 23, 2018
Instrument17837
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 01, 2018
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$418.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3554 SADDLEBROOK DR MIDLAND NC 281079547, MIDLAND, NC 28107-9547

Mortgage

Document Number13099154
DateJul 23, 2018
Book Page013099/000154
Instrument17838
Lender
NamePINNACLE BK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2048

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Property Address3554 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Document Number1286162
Instrument DateJan 25, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,049.00$213,400 Land $42,500 Building $170,900$213,400 Land $42,500 Building $170,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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