3557 Saddlebrook Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 3557 Saddlebrook Dr, Midland, NC 28107

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,064 sqft · built 2017
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (Nov 2018)
Tax Bill	$2,501 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10021E0276.000000`

Property Details

APN / Parcel Number

Primary APN	`10021E0276.000000`
Alternative APNs	`5554 07 1109` `127126`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	936 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	590 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	127126
Street Address	3557 SADDLEBROOK DR
City	MIDLAND
State	NC
Zip	28107-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	LT 276 FOX CREEK
Legal Subdivision	FOX CREEK
Legal Lot Number	276
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1022
Census Tract	41603

Owner

Source: Cabarrus County records · APN 10021E0276.000000

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3557 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2025	Warranty Deed, Transfer
Oct 28, 2019	Quit Claim Deed, Mortgage · Conventional with PMI TD BK NA
Nov 26, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Deed Book / Page	13276 / 319
Last Transfer Date	Oct 21, 2019
Transfer Doc	0001380761
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3557 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 SADDLEBROOK DR, MIDLAND, NC 28107-9547

Mortgage

Document Number	0001766941
Date	Oct 15, 2025
Book Page	17669/41

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 10, 2025
Property Address	3557 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Document Number	0017663265
Book / Page	17663 / 265
Map Reference	MB 74 PG 84-88
Instrument Date	Oct 09, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3557 SADDLEBROOK DR, MIDLAND, NC 28107-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 SADDIEBROOK DRIVE, MIDLAND, NC 28107-9547

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 28, 2019
Property Address	3557 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Document Number	1380761
Book / Page	013807 / 000061
Instrument Date	Oct 21, 2019
Instrument	29703
Transaction Type	Mortgage
Record Updated	Nov 06, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3557 SADDLEBROOK DR MIDLAND NC 281079547, MIDLAND, NC 28107-9547

Mortgage

Document Number	1380765
Date	Oct 28, 2019
Book Page	013807/000065
Instrument	29704

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 26, 2018
Property Address	3557 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Document Number	0013276319
Book / Page	13276 / 0319
Map Reference	MB74 PG84-88
Instrument Date	Nov 21, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	147 ALABAMA AVE, HEMPSTEAD, NY 11550-7212

Mortgage

Document Number	0013276321
Date	Nov 26, 2018
Instrument	13276/321

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,501.00 (+19.15%)	$322,370 (+47.46%) Land $70,000 Building $252,370
2024			$322,370 (+47.46%) Land $70,000 Building $252,370
2023	$2,099.00	$218,610 Land $42,500 Building $176,110	$218,610 Land $42,500 Building $176,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 289 locations within half a mile of this property.

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