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3576 Mount Carmel Ln, Melbourne, FL 32901 Property Records

Brevard County property record for 3576 Mount Carmel Ln, Melbourne, FL 32901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,706 sqft · built 2004
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$268,000 (Jul 2021)
Tax Bill$4,969 (2025)
Deeds & MortgagesFeb 2026 Transfer
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-15-82-*-165

Property Details

APN / Parcel Number

Primary APN28-37-15-82-*-165
Alternative APNs
  • 28-37-15-82-00000.0-0165.00
  • 2861633

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,706 sqft Living Area
Gross Area2,301 sqft
1st Floor Area1,706 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Garage Area393 sqft
PorchFlorida Room
Porch Area202 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2861633
Street Address3576 MOUNT CARMEL LN
CityMELBOURNE
StateFL
Zip32901-8694
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionEAGLE LAKE EAST PHASE 2 LOT 165
Legal Range37E
Legal Township28S
Legal Section15
Legal SubdivisionEAGLE LAKE EAST PHASE 2
Legal Phase2
Legal Lot Number165
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2016
Census Tract65127

Owner

3576 Mount Carmel Ln is owned and occupied by two individuals who acquired it in February 2026.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address3576 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 29, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2021 · Amount on File
Deed SaleJul 29, 2021 · Amount on File
Prior SaleMay 11, 2005 · Amount on File
Deed Document Number2021197158
Deed Book / Page9206 / 1917
Last Transfer DateFeb 13, 2026
Transfer Doc0105470556
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateFeb 13, 2026
Property Address3576 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
Document Number0105470556
Book / Page10547 / 556
Map ReferenceMB 51 PG 44&45
Instrument DateFeb 13, 2026
Instrument2026030250
Transaction TypeTransfer
Record UpdatedFeb 26, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3576 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3576 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 29, 2021
Property Address3576 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
Document Number0092061917
Book / Page9206 / 1917
Map ReferenceMB 51 PG 44&45
Instrument DateJul 20, 2021
Instrument2021197158
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyBELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,876.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address733 WILLOW GLN, 733, ESCONDIDO, CA 92025-7439

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number92061919
DateJul 29, 2021
Instrument9206/1919
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3576 Mount Carmel Ln was $4,969.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,080 (-13.64%)$237,080 (-13.64%)
2025$4,969.00$274,530 Land $60,000 Building $214,530$274,530 Land $60,000 Building $214,530
2023$4,771.00 (+12.98%)$270,980 (+12.58%) Land $45,000 Building $225,980$270,980 (+12.58%) Land $45,000 Building $225,980
2022$4,223.00$240,690 Land $40,000 Building $200,690$240,690 Land $40,000 Building $200,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3576 Mount Carmel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3576 Mount Carmel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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