3556 Mount Carmel Ln, Melbourne, FL 32901 Property Records

Brevard County property record for 3556 Mount Carmel Ln, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,815 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,500 (Sep 2025)
Tax Bill	$4,526 (2025)
Deeds & Mortgages	Sep 2025 Sale Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-81-*-163`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-81-*-163`
Alternative APNs	`28-37-15-81-00000.0-0163.00` `2859752`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,815 sqft Living Area
Gross Area	2,369 sqft
1st Floor Area	1,815 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	413 sqft
Porch	Florida Room
Porch Area	141 sqft
Patio Area	53 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2859752
Street Address	3556 MOUNT CARMEL LN
City	MELBOURNE
State	FL
Zip	32901-8694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKE EAST PHASE 1 LOT 163
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	EAGLE LAKE EAST PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	163
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2016
Census Tract	65127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3556 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 13, 2022	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Dec 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Apr 13, 2022 · Amount on Record
Deed Document Number	2025196588
Deed Book / Page	10443 / 1703
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 30, 2025
Property Address	3556 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
Document Number	0104431703
Book / Page	10443 / 1703
Map Reference	MB 48 PG 69
Instrument Date	Sep 30, 2025
Instrument	2025196588
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,439.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 E 18TH ST # ST323, ST323, NORFOLK, VA 23517-0018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3556 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 13, 2022
Property Address	3556 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
Document Number	0094741446
Book / Page	9474 / 1446
Map Reference	MB 48 PG 69
Instrument Date	Apr 11, 2022
Instrument	2022092553
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,397.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 PETTIT COVE RD, 3601, QUEBECK, TN 38579-2133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3556 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694

Mortgage

Document Number	0094741448
Date	Apr 13, 2022
Instrument	9474/1448

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 26, 2019
Property Address	3556 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
Document Number	0085480614
Book / Page	8548 / 0614
Map Reference	MB 48 PG 69
Instrument Date	Sep 20, 2019
Instrument	2019210540
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1312 ALFONZO CIR, 1312, WINTER SPRINGS, FL 32708-4827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3556 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694

Mortgage

Document Number	2019210541
Date	Sep 26, 2019
Instrument	2019210541

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3556 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
Document Number	0083430581
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3556 MOUNT CARMEL LN MELBOURNE FL 329018694, MELBOURNE, FL 32901-8694

Mortgage

Document Number	0083430581
Date	Jan 7, 2019
Book Page	008343/000581
Instrument	3385

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,830 (-13.13%)	$252,830 (-13.13%)
2025	$4,526.00 (+1.23%) Homeowner's exemption	$291,040 (-0.9%)	$291,040 (-0.9%)
2024	$4,471.00 (-12.38%) Homeowner's exemption	$293,680 (+2.67%) Land $66,000 Building $227,680	$293,680 (+2.67%) Land $66,000 Building $227,680
2023	$5,103.00 (+98.87%)	$286,050 (+53.96%) Land $49,500 Building $236,550	$286,050 (+12.71%) Land $49,500 Building $236,550
2022	$2,566.00 Homeowner's exemption	$185,790	$253,790 Land $44,000 Building $209,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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