3586 Mount Carmel Ln, Melbourne, FL 32901 Property Records

Brevard County property record for 3586 Mount Carmel Ln, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,298 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jul 2023)
Tax Bill	$4,506 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-82-*-166`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-82-*-166`
Alternative APNs	`28-37-15-82-00000.0-0166.00` `2861634`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,298 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	1,189 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Width	71 ft Width
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	332 sqft
Patio Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2861634
Street Address	3586 MOUNT CARMEL LN
City	MELBOURNE
State	FL
Zip	32901-8694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKE EAST PHASE 2 LOT 166
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	EAGLE LAKE EAST PHASE 2
Legal Phase	2
Legal Lot Number	166
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2016
Census Tract	65127

Owner

3586 Mount Carmel Ln is owned and occupied by an individual who acquired it in March 2026.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3586 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Quit Claim Deed, Transfer ATLANTIC NONLAWYER SERVICES INC, ATLANTIC NONLAWYER SERVICES IN
Jul 14, 2023	Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK
May 11, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 11, 2021	Warranty Deed, Transfer NOT AVAILABLE, MANGROVE TITLE & LEGAL PLLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	May 11, 2021 · Amount on File
Deed Document Number	2023148319
Deed Book / Page	9837 / 2911
Last Transfer Date	Mar 20, 2026
Transfer Doc	0105880422
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 2, 2026
Property Address	3586 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
Document Number	0105880422
Book / Page	10588 / 422
Instrument Date	Mar 20, 2026
Instrument	202665864
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	ATLANTIC NONLAWYER SERVICES INC, ATLANTIC NONLAWYER SERVICES IN

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3586 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 14, 2023
Property Address	3586 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
Document Number	0098372911
Book / Page	9837 / 2911
Map Reference	MB 51 PG 44&45
Instrument Date	Jul 14, 2023
Instrument	2023148319
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2371 STRATFORD POINTE DR, WEST MELBOURNE, FL 32904-8054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3586 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694

Mortgage

Document Number	0098372913
Date	Jul 14, 2023
Instrument	9837/2913

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3586 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2371 STRATFORD POINTE DR, MELBOURNE, FL 32904-8054

Mortgage

Document Number	0091181391
Date	May 11, 2021
Book Page	9118/1391
Instrument	2021121898

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 11, 2021
Property Address	3586 MOUNT CARMEL LN, MELBOURNE, FL 32901-8694
Document Number	0091181473
Book / Page	9118 / 1473
Map Reference	MB 51 PG 44&45
Instrument Date	May 11, 2021
Instrument	2021121924
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	NOT AVAILABLE, MANGROVE TITLE & LEGAL PLLC

Transaction

Amount	Amount on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	670 S APOLLO BLVD, 670, MELBOURNE, FL 32901-1458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2371 STRATFORD POINTE DR, WEST MELBOURNE, FL 32904-8054

Tax Assessment & Valuation

The 2025 property tax bill for 3586 Mount Carmel Ln was $4,506, up 5.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,570 (-5.63%)	$273,570 (-11.81%)
2025	$4,506.00 (+5.65%) Homeowner's exemption	$289,880	$310,190
2024	$4,265.00 (+80.26%)
2023	$2,366.00 (+7.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$175,100 (+3%)	$306,870 (+13.01%) Land $45,000 Building $261,870
2022	$2,210.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$170,000	$271,550 Land $40,000 Building $231,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3586 Mount Carmel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3586 Mount Carmel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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