El Dorado County property record for 3576 Montero Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,984 sqft · built 1988 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (May 2019) |
| Tax Bill | $6,335 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-222-007-000 |
| Primary APN | 119-222-007-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,984 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 3576 MONTERO RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 102 BAR J RANCH #2 |
| Legal Subdivision | BAR J RANCH #2 |
| Legal Lot Number | 102 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30807 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3576 MONTERO RD, CAMERON PARK, CA 95682-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| May 20, 2019 | Grant Deed, Transfer · Conventional with PMI PARAMOUNT PTRS GRP |
| Mar 22, 2018 | Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Oct 16, 2017 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2019 · Amount on Record |
| Deed Sale | May 20, 2019 · Amount on Record |
| Prior Sale | Mar 22, 2018 · Amount on Record |
| Deed Document Number | 201919264 |
| Prior Transfer Date | Feb 16, 2007 |
| Prior Transfer Doc | 0000012928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3576 MONTERO RD, CAMERON PARK, CA 95682-4020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE PLACER |
| Name | Verified Name |
|---|
| Document Number | 0000020569 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 2020-0020569 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 20, 2019 |
| Property Address | 3576 MONTERO RD, CAMERON PARK, CA 95682-4020 |
| Document Number | 0000019264 |
| Instrument Date | May 8, 2019 |
| Instrument | 19264 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3576 MONTERO RD CAMERON PARK CA 956824020, CAMERON PARK, CA 95682-4020 |
| Document Number | 19265 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 19265 |
| Name | PARAMOUNT PTRS GRP |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 22, 2018 |
| Property Address | 3576 MONTERO RD, CAMERON PARK, CA 95682-4020 |
| Document Number | 0000010609 |
| Map Reference | MB G PG 81 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 2018-0010609 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3576 MONTERO RD, CAMERON PARK, CA 95682-4020 |
| Document Number | 0000010610 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 2018-0010610 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 16, 2017 |
| Property Address | 3576 MONTERO RD, CAMERON PARK, CA 95682-4020 |
| Document Number | 0000046089 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 46089 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $493.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5261 REMUDA CT SHINGLE SPRINGS CA 956825130, SHINGLE SPRINGS, CA 95682-5130 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $591,665 (+2%) Land $142,225 Building $449,440 | |
| 2025 | $6,335.00 (+4.23%) Homeowner's exemption | $580,065 (+4.04%) Land $139,437 Building $440,628 |
| 2023 | $6,078.00 (+1.47%) Homeowner's exemption | $557,542 Land $134,023 Building $423,519 |
| 2022 | $5,990.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures