El Dorado County property record for 3550 Montero Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,984 sqft · built 1988 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $790,000 (Mar 2023) |
| Tax Bill | $8,998 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Nov 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-222-010-000 |
| Primary APN | 119-222-010-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,984 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3550 MONTERO RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 105 BAR J RANCH #2 |
| Legal Subdivision | BAR J RANCH #2 |
| Legal Lot Number | 105 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30807 |
3550 Montero Rd is owned and occupied by an individual who bought it in March 2023.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3550 MONTERO RD, CAMERON PARK, CA 95682-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 16, 2020 | Grant Deed, Transfer INTERCOUNTY TITLE, INTER-COUNTY TITLE CO. |
| Oct 4, 2019 | Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU |
| Jun 24, 2019 | Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on File |
| Deed Sale | Mar 30, 2023 · Amount on File |
| Prior Sale | Nov 16, 2020 · Amount on File |
| Deed Document Number | 20238852 |
| Prior Transfer Date | Mar 3, 2006 |
| Prior Transfer Doc | 0000016738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 30, 2023 |
| Property Address | 3550 MONTERO RD, CAMERON PARK, CA 95682-4020 |
| Document Number | 0000008852 |
| Map Reference | MB G PG 81 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 2023-0008852 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2023 |
| Title Company | NOT AVAILABLE, INTER CNTY TTL CO OF EL DORA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3550 MONTERO RD, CAMERON PARK, CA 95682-4020 |
| Document Number | 0000008853 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 2023-0008853 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 16, 2020 |
| Property Address | 3550 MONTERO RD, CAMERON PARK, CA 95682-4020 |
| Document Number | 0000065904 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 65904 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | INTERCOUNTY TITLE, INTER-COUNTY TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Tax | $671.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 760 BOUNTY DR #6004 FOSTER CITY CA 944042690, 6004, FOSTER CITY, CA 94404-2690 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3550 MONTERO RD, CAMERON PARK, CA 95682-4020 |
| Document Number | 0000042935 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 3550 MONTERO RD CAMERON PARK CA 956824020, CAMERON PARK, CA 95682-4020 |
| Document Number | 0000042935 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 42935 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3550 MONTERO RD, CAMERON PARK, CA 95682-4020 |
| Document Number | 0000025847 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | PALACE TITLE |
| Name | Verified Name |
|---|---|
| Address | 3550 MONTERO RD CAMERON PARK CA 956824020, CAMERON PARK, CA 95682-4020 |
| Document Number | 0000025847 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 25847 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3550 Montero Rd was $8,998.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $838,353 (+2%) Land $185,711 Building $652,642 | |
| 2025 | $8,998.00 | $821,916 Land $182,070 Building $639,846 |
| 2023 | $6,976.00 (+1.45%) | $634,643 Land $177,908 Building $456,735 |
| 2022 | $6,876.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3550 Montero Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3550 Montero Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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