3527 Montero Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3527 Montero Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,984 sqft · built 1988
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Sep 2025)
Tax Bill	$4,976 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-224-002-000`

Property Details

APN / Parcel Number

Primary APN	`119-224-002-000`
Alternative APNs	`11922402100` `1192240210`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,984 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3527 MONTERO RD
City	CAMERON PARK
State	CA
Zip	95682-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 146 BAR J RANCH #2
Legal Subdivision	BAR J RANCH #2
Legal Lot Number	146
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2008
Census Tract	30807

Owner

3527 Montero Rd is owned by two individuals who bought it in September 2025.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4428 COMMODITY WAY, 200, SHINGLE SPRINGS, CA 95682-7560
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	May 24, 2002 · Amount on File
Deed Document Number	202524798
Prior Transfer Date	Oct 17, 2012
Prior Transfer Doc	0000054351
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Jun 30, 2026
Property Address	3527 MONTERO RD, CAMERON PARK, CA 95682-4024
Document Number	0000021523
Instrument Date	Jun 25, 2026
Instrument	202621523
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3527 MONTERO RD, CAMERON PARK, CA 95682-4024

Mortgage

Document Number	0000021523,
Date	Jun 30, 2026
Instrument	202621523

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3527 Montero Rd was $4,976, up 2.3% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,173 (+2%) Land $112,997 Building $349,176
2025	$4,976.00 (+2.26%) Homeowner's exemption	$453,112 Land $110,782 Building $342,330
2024	$4,866.00 (+1.91%)
2023	$4,775.00 (+1.44%) Homeowner's exemption	$435,519 Land $106,481 Building $329,038
2022	$4,707.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3527 Montero Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3527 Montero Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20