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3575 Ridge Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 3575 Ridge Rd, Templeton, CA 93465 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 5,635 sqft · built 1970
Lot Size20.9 acres (912,582 sqft)
OwnerCompany Name on File
Tax Bill$29,628 (2025)
Deeds & MortgagesMar 2024 Second Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN039-361-017

Property Details

APN / Parcel Number

Primary APN039-361-017

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area5,635 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeWood
Lot Area912,582 sqft
TerrainCombination
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3575 RIDGE RD
CityTEMPLETON
StateCA
Zip93465-9307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK RIDGE ORCH CO SUB 3 PTN LT 59
Legal SubdivisionOAK RIDGE ORCH CO SU
Legal Block1
Legal Lot Number59
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group1
Census Block1009
Census Tract12706

Owner

Source: San Luis Obispo County records · APN 039-361-017

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3575 RIDGE RD, TEMPLETON, CA 93465-9307
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CITIZENS BUSINESS BANK
Sep 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 26, 2012
Deed SaleOct 26, 2012
Deed Document Number201262101
Last Transfer DateAug 27, 2021
Transfer Doc0000062751
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address3575 RIDGE RD, TEMPLETON, CA 93465-9307
Transaction TypeMortgage
Record UpdatedApr 01, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3575 RIDGE RD, TEMPLETON, CA 93465-9307

Mortgage

Document Number0000007120
DateMar 19, 2024
Instrument2024007120
Lender
NameCITIZENS BUSINESS BANK
TypeBank
AddressBAKERSFIELD, CA 93308
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 13, 2021
Property Address3575 RIDGE RD, TEMPLETON, CA 93465-9307
Document Number0000062751
Map ReferenceMB 2 PG 20-B
Instrument DateAug 27, 2021
Instrument2021062751
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3575 RIDGE RD, TEMPLETON, CA 93465-9307

Mortgage

Document Number0000062752
DateSep 13, 2021
Instrument2021062752
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictTempleton Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,671,664 (+2%) Land $1,222,962 Building $1,448,702
2025$29,628.00 (+9.18%) Homeowner's exemption$2,619,280 (+4.04%) Land $1,198,983 Building $1,420,297
2023$27,136.00 (+3.29%) Homeowner's exemption$2,517,573 Land $1,152,426 Building $1,365,147
2022$26,272.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790127061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskHigh
above 73% of the US · above 48% of California
Wildfire LikelihoodAbout 1 in 346 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
Surfnet CommunicationsFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

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