3275 Ridge Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 3275 Ridge Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,608 sqft · built 1985
Lot Size	13 acres (566,280 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039-361-004`

Property Details

APN / Parcel Number

Primary APN	`039-361-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	566,280 sqft
Terrain	Above Road/Slope
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3275 RIDGE RD
City	TEMPLETON
State	CA
Zip	93465-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	OAK RG ORCH SB PTN LT 59
Legal Subdivision	OAK RDG CO 03
Legal Block	1
Legal Lot Number	59
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1009
Census Tract	12706

Owner

Source: San Luis Obispo County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3275 RIDGE RD, TEMPLETON, CA 93465-9306
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Grant Deed, Transfer · Line of Credit UNION CREDIT UNION
Sep 15, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Nov 19, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 20, 2020	Intrafamily Transfer, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020
Deed Sale	Oct 20, 2020
Deed Document Number	202058796
Last Transfer Date	Sep 8, 2026
Transfer Doc	0000029060
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 14, 2026
Property Address	3275 RIDGE RD, TEMPLETON, CA 93465-9306
Document Number	0000029060
Instrument Date	Sep 8, 2026
Instrument	202629060
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3275 RIDGE RD, TEMPLETON, CA 93465-9306

Mortgage

Document Number	0000029061,
Date	Sep 14, 2026
Instrument	202629061

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 15, 2026
Property Address	3275 RIDGE RD, TEMPLETON, CA 93465-9306
Document Number	0000029212
Instrument Date	Sep 8, 2026
Instrument	202629212
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3275 RIDGE RD, TEMPLETON, CA 93465-9306

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3275 RIDGE RD, TEMPLETON, CA 93465-9306
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3275 RIDGE RD, TEMPLETON, CA 93465-9306

Mortgage

Document Number	0000007600
Date	Feb 18, 2022
Instrument	2022007600

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3275 RIDGE RD, TEMPLETON, CA 93465-9306
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3275 RIDGE RD, TEMPLETON, CA 93465-9306

Mortgage

Document Number	0000077057
Date	Nov 19, 2021
Instrument	2021077057

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 20, 2020
Property Address	3275 RIDGE RD, TEMPLETON, CA 93465-9306
Document Number	0000058796
Map Reference	MB 2 PG 20-B
Instrument Date	Oct 7, 2020
Instrument	2020058796
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3275 RIDGE RD, TEMPLETON, CA 93465-9306

Mortgage

Document Number	0000058797
Date	Oct 20, 2020
Instrument	2020058797

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$291,969 (+2%) Land $151,431 Building $140,538
2025	$1,258.00 (+5.18%)	$286,245 (+4.04%) Land $148,462 Building $137,783
2024	$1,196.00 (-2.92%)
2023	$1,232.00 (-4.79%)	$275,132 Land $142,698 Building $132,434
2022	$1,294.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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