3575 Cameo Dr, Unit 46, Oceanside, CA 92056 Property Records

San Diego County property record for 3575 Cameo Dr, Unit 46, Oceanside, CA 92056

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,141 sqft · built 1992
Lot Size3.28 acres (143,279 sqft)
Owner2 Individual Names on Record
Last Sale$389,000 (Mar 2005)
Tax Bill$6,460 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN165-113-26-22

Property Details

APN / Parcel Number

Primary APN165-113-26-22

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,141 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCondo/Apartment
Lot Area143,279 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3575 CAMEO DR, 46
CityOCEANSIDE
StateCA
Zip92056-6369
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePD-2
Legal DescriptionLOT 1 US 46PER DOC90-527107&UND INT IN TR 012527
Legal SubdivisionDEL ORO HILLS
Legal Tract012527
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4305 TRIESTE DR, CARLSBAD, CA 92010-3738
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2005 · Amount on Record
Deed SaleMar 29, 2005 · Amount on Record
Prior SaleJul 17, 2003 · Amount on Record
Deed Document Number2005254799
Prior Transfer DateMar 18, 1997
Prior Transfer Doc0000122325
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3575 CAMEO DR UNIT 46, 46, OCEANSIDE, CA 92056-6369
Transaction TypeMortgage
Record UpdatedOct 13, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4305 TRIESTE DR, CARLSBAD, CA 92010-3738

Mortgage

Document Number0000694025
DateOct 4, 2021
Instrument2021-0694025
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$553,027 (+2%) Land $412,284 Building $140,743
2025$6,460.00 (+4.87%)$542,184 (+4.04%) Land $404,200 Building $137,984
2023$6,160.00 (+1.45%)$521,132 Land $388,505 Building $132,627
2022$6,072.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Western
tribal government · serves 296 people · EPA ID 090605008
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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