3575 Cameo Dr, Unit 44, Oceanside, CA 92056 Property Records

San Diego County property record for 3575 Cameo Dr, Unit 44, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,141 sqft · built 1992
Lot Size	3.28 acres (143,279 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Aug 2021)
Tax Bill	$6,330 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-113-26-20`

Property Details

APN / Parcel Number

Primary APN	`165-113-26-20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,141 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Lot Area	143,279 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3575 CAMEO DR, 44
City	OCEANSIDE
State	CA
Zip	92056-6369
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-2
Legal Description	LOT 1 US 44PER DOC90-527107&UND INT IN TR 012527
Legal Subdivision	DEL ORO HILLS VILLAGE 9
Legal Tract	012527
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18517

Owner

3575 Cameo Dr, Unit 44 is owned and occupied by an individual who bought it in August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3575 CAMEO DR, 44, OCEANSIDE, CA 92056-6369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 21, 2020	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU
Apr 21, 2017	Quit Claim Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Jun 26, 2013 · Amount on File
Deed Document Number	2021600640
Prior Transfer Date	Sep 27, 1993
Prior Transfer Doc	0000056217
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2021
Property Address	3575 CAMEO DR UNIT 44, 44, OCEANSIDE, CA 92056-6369
Document Number	0000600640
Map Reference	MAP 12527
Instrument Date	Aug 10, 2021
Instrument	2021-0600640
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO OF CA SD BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 CAMEO DR UNIT 44, 44, OCEANSIDE, CA 92056-6369

Mortgage

Document Number	0000600641
Date	Aug 24, 2021
Instrument	2021-0600641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3575 CAMEO DR UNIT 44, 44, OCEANSIDE, CA 92056-6369
Document Number	0000099291
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 CAMEO DR #44 OCEANSIDE CA 920566369, 44, OCEANSIDE, CA 92056-6369

Mortgage

Document Number	0000099291
Date	Feb 26, 2020
Instrument	99291

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2017
Property Address	3575 CAMEO DR UNIT 44, 44, OCEANSIDE, CA 92056-6369
Document Number	0000178773
Instrument Date	Apr 14, 2017
Instrument	178773
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 CAMEO DR #44 OCEANSIDE CA 920566369, 44, OCEANSIDE, CA 92056-6369

Mortgage

Document Number	178774
Date	Apr 21, 2017
Instrument	178774

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3575 Cameo Dr, Unit 44 was $6,330.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,212 (+2%) Land $384,772 Building $156,440
2025	$6,330.00	$530,601 Land $377,228 Building $153,373
2023	$6,036.00 (+1.43%)	$509,999 Land $362,581 Building $147,418
2022	$5,951.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3575 Cameo Dr, Unit 44 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3575 Cameo Dr, Unit 44 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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