3575 Cameo Dr, Unit 43, Oceanside, CA 92056 Property Records

San Diego County property record for 3575 Cameo Dr, Unit 43, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,141 sqft · built 1992
Lot Size	3.28 acres (143,279 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (May 2026)
Tax Bill	$5,325 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`165-113-26-19`

Property Details

APN / Parcel Number

Primary APN	`165-113-26-19`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,141 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Lot Area	143,279 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3575 CAMEO DR, 43
City	OCEANSIDE
State	CA
Zip	92056-6369
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-2
Legal Description	LOT 1 US 43PER DOC90-527107&UND INT IN TR 012527
Legal Subdivision	DEL ORO HILLS
Legal Tract	012527
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3575 CAMEO DR, 43, OCEANSIDE, CA 92056-6369
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2024	Deed of Trust, Mortgage · Line of Credit MISSION FCU
May 13, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
May 13, 2026	Deed, Transfer FIDELITY NATIONAL TITLE
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Sep 5, 2018	Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	2026137100
Prior Transfer Date	Jun 25, 2015
Prior Transfer Doc	0000342616
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3575 CAMEO DR UNIT 43, 43, OCEANSIDE, CA 92056-6369
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 CAMEO DR 43, 43, OCEANSIDE, CA 92056-6369

Mortgage

Document Number	0000342267
Date	Dec 12, 2024
Instrument	2024-0342267

Lender

Name	MISSION FCU
Type	Credit Union
Address	92919

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2026
Property Address	3575 CAMEO DR, 43, OCEANSIDE, CA 92056-6369
Document Number	0000137100
Instrument Date	May 11, 2026
Instrument	2026.137100
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$73,881.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3575 CAMEO DR, 43, OCEANSIDE, CA 92056-6369

Mortgage

Document Number	0000137101,
Date	May 13, 2026
Instrument	2026..137101

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2026
Property Address	3575 CAMEO DR, 43, OCEANSIDE, CA 92056-6369
Document Number	0000137099
Instrument Date	Mar 5, 2026
Instrument	2026137099
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1060 MAGNOLIA AVE, CARLSBAD, CA 92008-2538

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3575 CAMEO DR UNIT 43, 43, OCEANSIDE, CA 92056-6369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 CANO DRIVE #43 43, 43, OCEANSIDE, CA 92056-6369

Mortgage

Document Number	0000655833
Date	Oct 26, 2020
Instrument	2020-0655833

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2018
Property Address	3575 CAMEO DR UNIT 43, 43, OCEANSIDE, CA 92056-6369
Document Number	0000366893
Map Reference	MAP 12527
Instrument Date	Jul 25, 2018
Instrument	2018-0366893
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 CAMEO DR UNIT 43, 43, OCEANSIDE, CA 92056-6369

Mortgage

Document Number	0000366894
Date	Sep 5, 2018
Instrument	2018-0366894

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,438 (+2%) Land $273,216 Building $176,222
2025	$5,325.00 (+1.82%)	$440,626 (+4.04%) Land $267,859 Building $172,767
2024	$5,230.00 (+2.95%)
2023	$5,080.00 (+1.42%)	$423,517 Land $257,458 Building $166,059
2022	$5,009.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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