San Diego County property record for 35740 Bay Morgan Ln, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,006 sqft · built 2019 |
| Lot Size | 0.108 acres (4,729 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $626,000 (Oct 2019) |
| Tax Bill | $10,449 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 108-505-30-00 |
| Primary APN | 108-505-30-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,006 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 4,729 sqft (0.108 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 35740 BAY MORGAN LN |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-5715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 45 TR 016185 |
| Legal Subdivision | FALLBROOK 5338-4 |
| Legal Tract | 016185 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 19002 |
35740 Bay Morgan Ln is owner-occupied and held in a trust since June 2023.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 35740 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Intrafamily Transfer, Transfer |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 31, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on File |
| Deed Sale | Oct 31, 2019 · Amount on File |
| Deed Document Number | 2019498801 |
| Last Transfer Date | Jun 6, 2023 |
| Transfer Doc | 0000319390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 12, 2025 |
| Property Address | 35740 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000319390 |
| Map Reference | MAP 16185 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2025-0319390 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 35740 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 35740 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 35740 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000229424 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021-0229424 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 31, 2019 |
| Property Address | 35740 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000498801 |
| Map Reference | MAP 16185 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 2019-0498801 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE OC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35740 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000498802 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019-0498802 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 35740 Bay Morgan Ln was $10,449, up 2.3% from the year before.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $669,294 (+2%) Land $234,256 Building $435,038 | |
| 2025 | $10,449.00 (+2.25%) | $656,171 Land $229,663 Building $426,508 |
| 2024 | $10,219.00 (+2.8%) | |
| 2023 | $9,941.00 (+0.7%) Homeowner's exemption | $630,694 Land $220,746 Building $409,948 |
| 2022 | $9,872.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 35740 Bay Morgan Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 19 (1978–2019) |
| Claims Outside the SFHA | 6 of 19 |
| Most Recent Claim | Mar 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35740 Bay Morgan Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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