35710 Bay Morgan Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 35710 Bay Morgan Ln, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,654 sqft · built 2019
Lot Size0.124 acres (5,428 sqft)
Owner2 Individual Names on Record
Last Sale$588,000 (Mar 2019)
Tax Bill$10,128 (2025)
Deeds & MortgagesNov 2021 Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN108-505-25-00

Property Details

APN / Parcel Number

Primary APN108-505-25-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,654 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area5,428 sqft (0.124 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address35710 BAY MORGAN LN
CityFALLBROOK
StateCA
Zip92028-5715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 40 TR 016185
Legal SubdivisionSAN DIEGO 5338-4
Legal Tract016185
Legal Block1
Legal Lot Number40
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1057
Census Tract19002

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address35710 BAY MORGAN LN, FALLBROOK, CA 92028-5715
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 28, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 28, 2019Quit Claim Deed, Transfer
LAWYERS TITLE-OC
Mar 28, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2019 · Amount on Record
Deed SaleMar 28, 2019 · Amount on Record
Deed Document Number2019111156
Last Transfer DateMay 24, 2021
Transfer Doc0000405613
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address35710 BAY MORGAN LN, FALLBROOK, CA 92028-5715
Transaction TypeMortgage
Record UpdatedDec 8, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address35710 BAY MORGAN LN, FALLBROOK, CA 92028-5715

Mortgage

Document Number0000811828
DateNov 29, 2021
Instrument2021-0811828
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 28, 2021
Property Address35710 BAY MORGAN LN, FALLBROOK, CA 92028-5715
Document Number0000405613
Map ReferenceMAP 16185
Instrument DateMay 24, 2021
Instrument2021-0405613
Transaction TypeTransfer
Record UpdatedJun 9, 2021
Title CompanyLAWYERS TITLE SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address35710 BAY MORGAN LN, FALLBROOK, CA 92028-5715

Mortgage

Document Number0000405614
DateMay 28, 2021
Instrument2021-0405614
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2019
Property Address35710 BAY MORGAN LN, FALLBROOK, CA 92028-5715
Document Number0000111155
Instrument DateMar 22, 2019
Instrument111155
Transaction TypeTransfer
Record UpdatedApr 4, 2019
Title CompanyLAWYERS TITLE-OC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address35710 BAY MORGAN LN FALLBROOK CA 920285715, FALLBROOK, CA 92028-5715

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2019
Property Address35710 BAY MORGAN LN, FALLBROOK, CA 92028-5715
Document Number0000111156
Map ReferenceMAP 16185
Instrument DateMar 4, 2019
Instrument2019-0111156
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE OC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address35710 BAY MORGAN LN, FALLBROOK, CA 92028-5715

Mortgage

Document Number0000111157
DateMar 28, 2019
Instrument2019-0111157
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$668,519 (+2%) Land $227,563 Building $440,956
2025$10,128.00 (+5.13%) Homeowner's exemption$655,411 (+4.04%) Land $223,101 Building $432,310
2023$9,634.00 (+0.65%) Homeowner's exemption$629,963 Land $214,439 Building $415,524
2022$9,572.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims19 (1978–2019)
Claims Outside the SFHA6 of 19
Most Recent ClaimMar 2019
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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