San Diego County property record for 35728 Bay Morgan Ln, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,654 sqft · built 2019 |
| Lot Size | 0.253 acres (11,039 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $566,000 (Aug 2019) |
| Tax Bill | $9,734 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Feb 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 108-505-28-00 |
| Primary APN | 108-505-28-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,654 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 11,039 sqft (0.253 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 35728 BAY MORGAN LN |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-5715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 43 TR 016185 |
| Legal Subdivision | SAN DIEGO 5338-4 |
| Legal Tract | 016185 |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 19002 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 5, 2021 | Intrafamily Transfer, Transfer · Line of Credit WESCOM CENTRAL CU |
| Feb 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Feb 16, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY |
| Apr 8, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Apr 8, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Nov 14, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Oct 18, 2019 | Deed of Trust, Mortgage · Line of Credit WESCOM CTRL CU |
| Aug 28, 2019 | Grant Deed, Subdivision Related Transfer LAWYERS TITLE-OC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on Record |
| Deed Sale | Aug 28, 2019 · Amount on Record |
| Deed Document Number | 2019369532 |
| Last Transfer Date | Jan 15, 2021 |
| Transfer Doc | 0000118286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 5, 2021 |
| Property Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000262996 |
| Map Reference | MAP 16185 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021-0262996 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000262997 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021-0262997 |
| Name | WESCOM CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 16, 2021 |
| Property Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000118286 |
| Map Reference | FILE 2017-7000109 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021-0118286 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000118287 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021-0118287 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 16, 2021 |
| Property Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000118288 |
| Map Reference | FILE 2017-7000109 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021-0118288 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 8, 2020 |
| Property Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000179901 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 179901 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 35728 BAY MORGAN LN FALLBROOK CA 920285715, FALLBROOK, CA 92028-5715 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 8, 2020 |
| Property Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000179898 |
| Map Reference | MAP 16185 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 2020-0179898 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000179900 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 2020-0179900 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 14, 2019 |
| Property Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000528430 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 528430 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 35728 BAY MORGAN LN FALLBROOK CA 920285715, FALLBROOK, CA 92028-5715 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000483389 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 35728 BAY MORGAN LN FALLBROOK CA 920285715, FALLBROOK, CA 92028-5715 |
| Document Number | 0000483389 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 483389 |
| Name | WESCOM CTRL CU |
|---|---|
| Type | Credit Union |
| Address | ANAHEIM, CA 92807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 28, 2019 |
| Property Address | 35728 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000369532 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 369532 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | LAWYERS TITLE-OC |
| Amount | Amount Recorded |
|---|---|
| Tax | $622.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 35728 BAY MORGAN LN FALLBROOK CA 920285715, FALLBROOK, CA 92028-5715 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $630,987 (+2%) Land $223,101 Building $407,886 | |
| 2025 | $9,734.00 (+5.12%) Homeowner's exemption | $618,616 (+4.04%) Land $218,727 Building $399,889 |
| 2023 | $9,260.00 (+0.67%) Homeowner's exemption | $594,597 Land $210,235 Building $384,362 |
| 2022 | $9,198.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 19 (1978–2019) |
| Claims Outside the SFHA | 6 of 19 |
| Most Recent Claim | Mar 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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