3543 Rackacres Dr, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3543 Rackacres Dr, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,773 sqft · built 1978
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (May 2026)
Tax Bill	$5,671 (2025)
Deeds & Mortgages	Dec 2024 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`550-0062-0172-00`

Property Details

APN / Parcel Number

Primary APN	`550-0062-0172-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,773 sqft Living Area
Gross Area	4,812 sqft
1st Floor Area	1,363 sqft
2nd Floor Area	1,410 sqft
Basement Area	1,363 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	109 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3543 RACKACRES DR
City	CINCINNATI
State	OH
Zip	45211-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	RACKACRES DR 115.09 X 109.43 IRR LOT 4 RACK ACRES SUB BLK A
Legal Subdivision	RACK ACRES SUB
Legal Block	A
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2005
Census Tract	20802

Owner

3543 Rackacres Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Hamilton County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3543 RACKACRES DR, CINCINNATI, OH 45211-1827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2024	Deed of Trust, Mortgage LCNB NATIONAL BANK
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CREDIT UNION
Mar 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 4, 2019	Loan Modification, Mortgage · Line of Credit CINCINNATI FED'L
Mar 4, 2019	Loan Modification, Mortgage · Line of Credit CINCINNATI FED'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Aug 11, 2025 · Amount on File
Deed Document Number	202640208
Deed Book / Page	15671 / 1819
Prior Transfer Date	Mar 4, 2019
Prior Transfer Doc	0000017101
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3543 RACKACRES DR, CINCINNATI, OH 45211-1827
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000089313
Date	Dec 16, 2024
Book Page	15313/470
Instrument	2024-0089313

Lender

Name	LCNB NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Amount	Amount on Record

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 21, 2026
Property Address	3543 RACKACRES DR, CINCINNATI, OH 45211-1827
Document Number	0000040208
Book / Page	15671 / 1819
Instrument Date	May 20, 2026
Instrument	202640208
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3543 RACKACRES DR, CINCINNATI, OH 45211-1827

Mortgage

Document Number	0000040209,
Date	May 21, 2026
Instrument	202640209

Lender

Name	SUPERIOR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 7, 2019
Property Address	3543 RACKACRES DR, CINCINNATI, OH 45211-1827
Document Number	0000017101
Book / Page	013869 / 001427
Instrument Date	Mar 4, 2019
Instrument	17101
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3543 RACKACRES DR CINCINNATI OH 452111827, CINCINNATI, OH 45211-1827

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3543 RACKACRES DR, CINCINNATI, OH 45211-1827
Document Number	0000017099
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3543 RACKACRES DR CINCINNATI OH 452111827, CINCINNATI, OH 45211-1827

Mortgage

Document Number	0000017099
Date	Mar 7, 2019
Book Page	013869/001420
Instrument	17099

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45247

Agreement

Type	Line of Credit
Term	360 Months
Due	Mar 6, 2049

Interest

Rate Type	Adjustable Rate

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3543 RACKACRES DR, CINCINNATI, OH 45211-1827
Document Number	0000017100
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3543 RACKACRES DR CINCINNATI OH 452111827, CINCINNATI, OH 45211-1827

Mortgage

Document Number	0000017100
Date	Mar 7, 2019
Book Page	013869/001424
Instrument	17100

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45247

Agreement

Type	Line of Credit
Term	60 Months
Due	Mar 6, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3543 Rackacres Dr was $5,671, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,671.00 (+2.61%)	$100,751 (-) Land $12,712 Building $88,039	$287,860 Land $36,320 Building $251,540
2024	$5,527.00 (-0.11%)	$100,751 (-) Land $12,712 Building $88,039
2023	$5,533.00 (+15.85%)	$100,751 (+40.04%) Land $12,712 Building $88,039	$287,860 Land $36,320 Building $251,540
2022	$4,776.00 Homeowner's exemption	$71,943 Land $12,348 Building $59,595
2020			$205,550 Land $35,280 Building $170,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3543 Rackacres Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3543 Rackacres Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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