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  5. NW 88th Ter

3574 NW 88th Ter, Gainesville, FL 32606 Property Records

Alachua County property record for 3574 NW 88th Ter, Gainesville, FL 32606

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,598 sqft · built 1997
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Jan 2013)
Tax Bill$2,938 (2025)
Deeds & MortgagesJun 2022 Mortgage
Apr 2021 Re-recorded Document
+ 2 more
Flood ZoneZone X (minimal risk)
APN06230-002-065

Property Details

APN / Parcel Number

Primary APN06230-002-065
Alternative APNs
  • 00566470000
  • 1041550

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,598 sqft Living Area
Gross Area2,001 sqft
1st Floor Area1,598 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area403 sqft
DrivewayDriveway
Driveway Area540 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area53 sqft
Deck Area25 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3574 NW 88TH TER
CityGAINESVILLE
StateFL
Zip32606-3802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionNORTHRIDGE PHASE 1 UNIT 2 PB S-19 LOT 65 OR 4877/0586
Legal Range19E
Legal Township09S
Legal Section29
Legal SubdivisionNORTHRIDGE PHASE I UNIT 2
Legal Lot Number65
JurisdictionALACHUA FL
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3008
Census Tract1701

Owner

Source: Alachua County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3574 NW 88TH TER, GAINESVILLE, FL 32606-3802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 7, 2021Re-recorded Document
ATTORNEY ONLY, ATTORNEY
Mar 29, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANPAL LLC
Feb 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
INLANTA MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2013 · Amount on Record
Deed SaleJan 2, 2013 · Amount on Record
Prior SaleAug 22, 2012 · Amount on Record
Deed Document Number20132762615
Deed Book / Page4161 / 2424
Last Transfer DateMar 8, 2021
Transfer Doc0048770586
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALACHUA FL
Property Address3574 NW 88TH TER, GAINESVILLE, FL 32606-3802
Transaction TypeMortgage
Record UpdatedJun 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3574 NW 88TH TER, GAINESVILLE, FL 32606-3802

Mortgage

Document Number0050111281
DateJun 7, 2022
Book Page5011/1281
Instrument3424625
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

April 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionALACHUA FL
Recording DateApr 7, 2021
Property Address3574 NW 88TH TER, GAINESVILLE, FL 32606-3802
Document Number0048770586
Book / Page4877 / 586
Map ReferenceMB S PG 19&20
Instrument DateMar 8, 2021
Instrument3328965
Record UpdatedNov 19, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3574 NW 88TH TER, GAINESVILLE, FL 32606-3802

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALACHUA FL
Recording DateMar 29, 2021
Property Address3574 NW 88TH TER, GAINESVILLE, FL 32606-3802
Document Number0048730501
Book / Page4873 / 501
Map ReferenceMB S PG 19&20
Instrument DateMar 8, 2021
Instrument3326273
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3574 NW 88TH TER, GAINESVILLE, FL 32606-3802

Mortgage

Document Number4873505
DateMar 29, 2021
Instrument4873/505
Lender
NameLOANPAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALACHUA FL
Property Address3574 NW 88TH TER, GAINESVILLE, FL 32606-3802
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047512320
DateFeb 5, 2020
Book Page4751/2320
Instrument3241238
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyAlachua County
Unified School DistrictAlachua County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,938.00 (+2.51%) Homeowner's exemption$155,544 (+5.99%)$245,575 (+3.87%) Land $79,000 Building $324,575
2024$2,866.00 (+2.69%)
2023$2,791.00 (+4.26%) Homeowner's exemption Senior Citizen's exemption$146,758 (+3%)$236,420 (+8.24%) Land $75,000 Building $161,420
2022$2,677.00 Homeowner's exemption$142,483$218,427 Land $75,000 Building $143,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRU - MURPHREE WTP
public/private · serves 195,768 people · EPA ID FL2010946
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
IQ Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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