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3541 NW 88th Ter, Gainesville, FL 32606 Property Records

Alachua County property record for 3541 NW 88th Ter, Gainesville, FL 32606

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,734 sqft · built 1996
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Jul 2021)
Tax Bill$4,526 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06230-002-087

Property Details

APN / Parcel Number

Primary APN06230-002-087
Alternative APNs
  • 00566690000
  • 1041572

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,734 sqft Living Area
Gross Area2,138 sqft
1st Floor Area1,734 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1998
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area404 sqft
DrivewayDriveway
Driveway Area522 sqft
Parking Spaces2 Parking Spaces
PorchScreened/Unfinished Porch
Porch Area179 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3541 NW 88TH TER
CityGAINESVILLE
StateFL
Zip32606-5696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionNORTHRIDGE PHASE 1 UNIT 2 PB S-19 LOT 87 OR 4916/1857
Legal Range19E
Legal Township09S
Legal Section29
Legal SubdivisionNORTHRIDGE PHASE I UNIT 2
Legal Lot Number87
JurisdictionALACHUA FL
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3009
Census Tract1701

Owner

Source: Alachua County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3541 NW 88TH TER, GAINESVILLE, FL 32606-5696
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Aug 17, 2020Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 5, 2019Warranty Deed, Transfer · Conventional Mortgage
CAPITAL CITY BANK
Jan 16, 2019Loan Modification, Mortgage · Conventional Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2021 · Amount on Record
Deed SaleJul 30, 2021 · Amount on Record
Prior SaleAug 17, 2020 · Amount on Record
Deed Document Number20213355922
Deed Book / Page4916 / 1857
Prior Transfer DateMay 30, 2019
Prior Transfer Doc0046901684
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateJul 30, 2021
Property Address3541 NW 88TH TER, GAINESVILLE, FL 32606-5696
Document Number0049161857
Book / Page4916 / 1857
Map ReferenceMB S PG 19&20
Instrument DateJul 29, 2021
Instrument3355922
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyUS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8157 CANTERBURY LAKE BLVD, 8157, TAMPA, FL 33619-6681

Transferred To (Grantee/Buyer)

NameVerified Name
Address3541 NW 88TH TER, GAINESVILLE, FL 32606-5696

Mortgage

Document Number49161859
DateJul 30, 2021
Instrument4916/1859
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateAug 17, 2020
Property Address3541 NW 88TH TER, GAINESVILLE, FL 32606-5696
Document Number0048032119
Book / Page4803 / 2119
Map ReferenceMB S PG 19&20
Instrument DateAug 10, 2020
Instrument3277388
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyHAILE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4441 VARSITY LAKES DR, 4441, LEHIGH ACRES, FL 33971-2038

Transferred To (Grantee/Buyer)

NameVerified Name
Address3541 NW 88TH TER, GAINESVILLE, FL 32606-5696

Mortgage

Document Number48032121
DateAug 17, 2020
Instrument4803/2121
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateJun 5, 2019
Property Address3541 NW 88TH TER, GAINESVILLE, FL 32606-5696
Document Number0046901684
Book / Page4690 / 1684
Map ReferenceMB S PG 19&20
Instrument DateMay 30, 2019
Instrument3195098
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyHAILE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,281.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address9920 BALAYE RUN DR # DR203, 9920, TAMPA, FL 33619-7657

Transferred To (Grantee/Buyer)

NameVerified Name
Address3541 NW 88TH TER, GAINESVILLE, FL 32606-5696

Mortgage

Document Number0046901686
DateJun 5, 2019
Instrument4690/1686
Lender
NameCAPITAL CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALACHUA FL
Property Address3541 NW 88TH TER, GAINESVILLE, FL 32606-5696
Document Number0046621178
Instrument DateJan 16, 2019
Transaction TypeMortgage
Record UpdatedMar 1, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address3541 NW 88TH TER GAINESVILLE FL 326065696, GAINESVILLE, FL 32606-5696

Mortgage

Document Number0046621178
DateFeb 11, 2019
Book Page004662/001178
Instrument3173350
Lender
NameDITECH FIN'L
AddressTEMPE, AZ 85284
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueFeb 10, 2059
Interest
Rate6.62%

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyAlachua County
Unified School DistrictAlachua County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,526.00 (+2.51%) Homeowner's exemption$241,963 (+5.99%)$244,944 (+2.33%) Land $79,000 Building $323,944
2024$4,415.00 (+2.36%)
2023$4,313.00 (+3.33%) Homeowner's exemption Senior Citizen's exemption$228,295 (+3%)$239,378 (+8%) Land $75,000 Building $164,378
2022$4,174.00 Homeowner's exemption$221,646 Land $75,000 Building $146,646$221,646 Land $75,000 Building $146,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRU - MURPHREE WTP
public/private · serves 195,768 people · EPA ID FL2010946
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
IQ Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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