3554 NW 88th Ter, Gainesville, FL 32606 Property Records

Alachua County property record for 3554 NW 88th Ter, Gainesville, FL 32606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,313 sqft · built 1996
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2024)
Tax Bill	$720 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06230-002-067`

Property Details

APN / Parcel Number

Primary APN	`06230-002-067`
Alternative APNs	`00566490000` `1041552`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,313 sqft Living Area
Gross Area	1,737 sqft
1st Floor Area	1,313 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	424 sqft
Driveway	Driveway
Driveway Area	530 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3554 NW 88TH TER
City	GAINESVILLE
State	FL
Zip	32606-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	NORTHRIDGE PHASE 1 UNIT 2 PB S-19 LOT 67 OR 5174/1979
Legal Range	19E
Legal Township	09S
Legal Section	29
Legal Subdivision	NORTHRIDGE PHASE I UNIT 2
Legal Lot Number	67
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3008
Census Tract	1701

Owner

Source: Alachua County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3554 NW 88TH TER, GAINESVILLE, FL 32606-3802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Aug 29, 2016 · Amount on Record
Deed Document Number	20243575512
Deed Book / Page	5174 / 1979
Prior Transfer Date	Dec 2, 2015
Prior Transfer Doc	0043950321
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Recording Date	May 8, 2026
Property Address	3554 NW 88TH TER, GAINESVILLE, FL 32606-3802
Document Number	0003689672
Book / Page	5270 / 1094
Instrument Date	Apr 28, 2026
Instrument	20263689672
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003689672,
Date	May 8, 2026
Book Page	5270/1094
Instrument	20263689672

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$720.00 (-74.41%)	$235,611 (+56.85%) Land $79,000 Building $156,611	$235,611 (+19.6%) Land $79,000 Building $314,611
2024	$2,814.00 (+2.78%)
2023	$2,738.00 (+4.27%) Homeowner's exemption Senior Citizen's exemption	$150,213 (+3%)	$197,001 (+7.05%) Land $75,000 Building $122,001
2022	$2,626.00 Homeowner's exemption	$145,838	$184,023 Land $75,000 Building $109,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20