3574 Baldwin Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 3574 Baldwin Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,552 sqft · built 1968
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (May 2024)
Tax Bill	$3,547 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-012-002-00`

Property Details

APN / Parcel Number

Primary APN	`010-012-002-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,552 sqft Living Area
1st Floor Area	1,027 sqft
Basement Area	502 sqft
Unfinished Basement	502 sqft
Flooring	Carpet

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	435,600 sqft (10 acres)
Garage Area	504 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	3574 BALDWIN RD
City	METAMORA
State	MI
Zip	48455-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 12 T6N R9E COM 609.93 FT S OF NE COR OF SEC, TH S 331.61 FT, N 89 DEG 59' W 1311.93 FT, N 0 DEG 35' W 331.61 FT, TH S 89
Legal Range	09E
Legal Township	06N
Legal Section	12
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2000
Census Tract	342000

Owner

Source: Lapeer County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3574 BALDWIN RD, METAMORA, MI 48455-8908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
May 13, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	May 9, 2014 · Amount on Record
Deed Book / Page	3401 / 299
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3574 BALDWIN RD, METAMORA, MI 48455-8908
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3574 BALDWIN RD, METAMORA, MI 48455-8908

Mortgage

Document Number	0033720915
Date	Oct 20, 2023
Book Page	3372/915

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2028

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 13, 2024
Property Address	3574 BALDWIN RD, METAMORA, MI 48455-8908
Document Number	0034010299
Book / Page	3401 / 299
Instrument Date	May 7, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	UNKNOWN, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3574 BALDWIN RD, METAMORA, MI 48455-8908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 N COLORADO ST, GUNNISON, CO 81230-2110

Mortgage

Document Number	0003400847
Date	May 13, 2024
Instrument	3400/847

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3574 BALDWIN RD, METAMORA, MI 48455-8908
Document Number	0029270048
Book / Page	002927 / 000048
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3574 BALDWIN RD METAMORA MI 484558908, METAMORA, MI 48455-8908

Mortgage

Document Number	0029270048
Date	Oct 30, 2017
Book Page	002927/000048

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 29, 2042

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,100 (+9.48%)	$360,200 (+9.48%)
2025	$3,547.00 (+50.94%) Homeowner's exemption	$164,500 (+18.6%)	$329,000 (+18.6%)
2024	$2,350.00 (+10.54%)
2023		$138,700	$277,400
2022	$2,126.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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