3460 Baldwin Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 3460 Baldwin Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,496 sqft · built 1989
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-001-040-10`

Property Details

APN / Parcel Number

Primary APN	`010-001-040-10`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,496 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	217,800 sqft (5 acres)
Garage Area	554 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3460 BALDWIN RD
City	METAMORA
State	MI
Zip	48455-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG AT A PT ON THE E LINE OF SEC 1, THAT IS N 0DEG 15'33: W 330 FT FROM THE SE COR OF SEC 1; TH N 0 DEG 15'33 W 330 FT ALONG
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1030
Census Tract	342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3460 BALDWIN RD, METAMORA, MI 48455-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020
Deed Sale	Nov 16, 2020
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Book / Page	3148 / 103
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	0031480103
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Nov 16, 2020
Property Address	3460 BALDWIN RD, METAMORA, MI 48455-9756
Document Number	0031480103
Book / Page	3148 / 103
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 BALDWIN RD, METAMORA, MI 48455-9756

Mortgage

Document Number	3148105
Date	Nov 16, 2020
Instrument	3148/105

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,200 (+13.07%)	$356,400 (+13.07%)
2025	$2,585.00 (+4.15%) Homeowner's exemption	$157,600 (+13.63%)	$315,200 (+13.63%)
2024	$2,482.00 (+10.56%)
2023		$138,700	$277,400
2022	$2,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baldwin Rd

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