3659 Baldwin Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 3659 Baldwin Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,197 sqft · built 1973
Lot Size	5.56 acres (242,194 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2019)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-007-029-00`

Property Details

APN / Parcel Number

Primary APN	`015-007-029-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,197 sqft Living Area
1st Floor Area	1,485 sqft
Basement Area	712 sqft
Unfinished Basement	712 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Lot Area	242,194 sqft (5.56 acres)
Garage Area	440 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3659 BALDWIN RD
City	METAMORA
State	MI
Zip	48455-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SEC 7, T6N R10E. BEG ON W LN N01-30-00W 1028.83 FT FROM W 1/4 POST; TH EXT N01-30-00W 309.32 FT, TH N88-30-00E 795.89 FT, TH
Legal Range	10E
Legal Township	06N
Legal Section	07
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	2
Census Block	2006
Census Tract	341500

Owner

3659 Baldwin Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3659 BALDWIN RD, METAMORA, MI 48455-8908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Sep 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 2, 2019	Warranty Deed, Foreclosure · Conventional with PMI GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Prior Sale	Jul 2, 2019 · Amount on File
Deed Document Number	20193032387
Deed Book / Page	3032 / 387
Prior Transfer Date	May 5, 2011
Prior Transfer Doc	0025010696
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3659 BALDWIN RD, METAMORA, MI 48455-8908
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3659 BALDWIN RD, METAMORA, MI 48455-8908

Mortgage

Document Number	0032750350
Date	Feb 22, 2022
Book Page	3275/350

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 4, 2019
Property Address	3659 BALDWIN RD, METAMORA, MI 48455-8908
Document Number	0030440857
Book / Page	003044 / 000857
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3659 BALDWIN RD METAMORA MI 484558908, METAMORA, MI 48455-8908

July 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 2, 2019
Property Address	3659 BALDWIN RD, METAMORA, MI 48455-8908
Document Number	0030320387
Book / Page	003032 / 000387
Instrument Date	Jun 12, 2019
Transaction Type	Foreclosure
Record Updated	Aug 14, 2019
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5259 DRAYTON RD CLARKSTON MI 483463709, CLARKSTON, MI 48346-3709

Mortgage

Document Number	30320390
Date	Jul 2, 2019
Book Page	003032/000390

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 3659 Baldwin Rd was $4,299 with a homeowner's exemption, up 4% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,900 (+9.68%)	$475,800 (+9.68%)
2025	$4,299.00 (+3.99%) Homeowner's exemption	$216,900	$433,800
2024	$4,134.00
2023		$195,800	$391,600
2022	$3,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3659 Baldwin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3659 Baldwin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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