3570 Guilderland Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3570 Guilderland Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1930
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,500 (May 2020)
Tax Bill	$4,380 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 70.6-3-10`

Property Details

APN / Parcel Number

Primary APN	`422800 70.6-3-10`
Alternative APN	`280007000600030100000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,242 sqft
Upper Floors Area	522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	488 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	274 sqft
Patio Area	260 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3570 GUILDERLAND AVE
City	SCHENECTADY
State	NY
Zip	12306-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	R,G 1.A-69-18
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1023
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3570 GUILDERLAND AVE, SCHENECTADY, NY 12306-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Deed Document Number	202013952
Deed Book / Page	2034 / 638
Record Updated	Oct 29, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 13, 2020
Property Address	3570 GUILDERLAND AVE, SCHENECTADY, NY 12306-1825
Document Number	0000013952
Book / Page	2034 / 638
Instrument Date	May 6, 2020
Instrument	202013952
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3570 GUILDERLAND AVE, 3570, SCHENECTADY, NY 12306-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2368 GORDON RD, SCHENECTADY, NY 12306-6016

Mortgage

Document Number	0000013954
Date	May 13, 2020
Instrument	202013954

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.87%
Index	1-Year CMT
Margin	3
Max Rate	8.75%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,380.00 (-9.2%) Veteran's exemption
2025	$4,824.00	$147,500 (-) Land $53,300 Building $94,200	$226,900 (+16.9%) Land $81,992 Building $144,908
2023		$147,500 Land $53,300 Building $94,200	$194,100 Land $70,139 Building $123,961

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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