3577 Guilderland Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3577 Guilderland Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1930
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Mar 2022)
Tax Bill	$5,767 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 70.6-5-19`

Property Details

APN / Parcel Number

Primary APN	`422800 70.6-5-19`
Alternative APN	`280007000600050190000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Upper Floors Area	546 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	250 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	425 sqft
Gazebo	150 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3577 GUILDERLAND AVE
City	SCHENECTADY
State	NY
Zip	12306-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	96 R,G2 VICTOR GABSO 6.-447-3
Legal Subdivision	PROPERTY BELONGING TO VICTOR GABSO
Legal Block	5
Legal Lot Number	19.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1022
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3577 GUILDERLAND AVE, SCHENECTADY, NY 12306-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 8, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 21, 2017	Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	202211499
Deed Book / Page	2079 / 931
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 4, 2022
Property Address	3577 GUILDERLAND AVE, SCHENECTADY, NY 12306-1824
Document Number	0000011499
Book / Page	2079 / 931
Instrument Date	Aug 5, 2021
Instrument	202211499
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	PRIORITY 1 ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3577 GUILDERLAND AVE, 3577, SCHENECTADY, NY 12306-1824

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	288 MORTON AVE, ALBANY, NY 12209-2260

Mortgage

Document Number	0000011501
Date	Mar 4, 2022
Instrument	202211501

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	3577 GUILDERLAND AVE, SCHENECTADY, NY 12306-1824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3577 GUILDERLAND AVE, ROTTERDAM, NY 12306-1824

Mortgage

Document Number	0000000798
Date	Jan 8, 2021
Book Page	5057/530
Instrument	202100798

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Jul 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 21, 2017
Property Address	3577 GUILDERLAND AVE, SCHENECTADY, NY 12306-1824
Document Number	0000032746
Book / Page	1967 / 431
Map Reference	MB 1900 PG 988
Instrument Date	Jun 29, 2017
Instrument	201732746
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2133 GREENPOINT AVE, 2133, SCHENECTADY, NY 12303-4103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 S MAIN ST, MECHANICVILLE, NY 12118-2619

Mortgage

Document Number	0000032748
Date	Jul 21, 2017
Book Page	4774/705
Instrument	201732748

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,767.00 (-7.22%)
2025	$6,216.00	$155,000 (-) Land $33,000 Building $122,000	$238,500 (+16.97%) Land $50,777 Building $187,723
2023		$155,000 Land $33,000 Building $122,000	$203,900 Land $43,411 Building $160,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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