3565 Guilderland Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3565 Guilderland Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1927
Lot Size	0.24 acres (10,454 sqft)
Owner	Company on Record
Tax Bill	$5,093 (2025)
Deeds & Mortgages	Nov 2022 Construction Loan Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 70.6-5-16`

Property Details

APN / Parcel Number

Primary APN	`422800 70.6-5-16`
Alternative APN	`280007000600050160000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	141 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3565 GUILDERLAND AVE
City	SCHENECTADY
State	NY
Zip	12306-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	R,G,FP VICTOR GABSO-PT93 6.-446-25
Legal Block	5
Legal Lot Number	16.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1022
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	3561 GUILDERLAND AVE, SCHENECTADY, NY 12306-1824
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Construction Mortgage THE NATIONAL BANK OF COXSACKIE
Jul 12, 2021	Executor's Deed, Transfer
Jan 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	3565 GUILDERLAND AVE, SCHENECTADY, NY 12306-1824
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3561 GUILDERLAND AVE, SCHENECTADY, NY 12306-1824

Mortgage

Document Number	0000062624
Date	Nov 30, 2022
Book Page	5274/216
Instrument	202262624

Lender

Name	THE NATIONAL BANK OF COXSACKIE
Type	Bank
Address	COXSACKIE, NY 12051

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 12, 2021
Property Address	3565 GUILDERLAND AVE, SCHENECTADY, NY 12306-1824
Document Number	0000032561
Book / Page	2062 / 524
Map Reference	DR 65
Instrument Date	Jun 17, 2021
Instrument	202132561
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 NEWCASTLE RD, 12, HALFMOON, NY 12065-6120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3561 GUILDERLAND AVE, SCHENECTADY, NY 12306-1824

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	3565 GUILDERLAND AVE, SCHENECTADY, NY 12306-1824
Document Number	0000009946
Instrument Date	Jan 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 GUILDERLAND AVE ROTTERDAM NY 123061824, ROTTERDAM, NY 12306-1824

Mortgage

Document Number	0000009946
Date	Mar 6, 2018
Book Page	004823/000158
Instrument	9946

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,093.00	$127,000 (-) Land $14,400 Building $112,600	$195,400 (+16.94%) Land $22,156 Building $173,244
2023		$127,000 Land $14,400 Building $112,600	$167,100 Land $18,947 Building $148,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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