Otsego County and Worcester Town property record for 357 Smith Rd, Worcester, NY 12197 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 62,291 sqft (1.43 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,115.00 (2025) |
Source: Otsego County and Worcester Town records · APN 366600 216.00-1-37.00
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 357 SMITH RD, WORCESTER, NY 12197-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 07, 1999 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 357 SMITH RD, WORCESTER, NY 12197-3003 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 453 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 2021-5453 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Otsego County and Worcester Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,115.00 | $55,400 (-) Land $6,400 Building $49,000 | $134,793 (+11.92%) Land $15,572 Building $119,221 |
| 2023 | $55,400 Land $6,400 Building $49,000 | $120,435 Land $13,913 Building $106,522 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 366600 216.00-1-37.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 62,291 sqft (1.43 acres) |
|---|---|
| Lot Width | 250 ft Width |
| Water Source | Yes (Unknown Type) Water Source |
|---|
| Account Number | 481955782 |
|---|---|
| Street Address | 357 SMITH RD |
| City | WORCESTER |
| State | NY |
| Zip | 12197-3003 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 37.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | WORCESTER |
| Census Blockgroup | 2 |
| Census Block | 2045 |
| Census Tract | 590702 |
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