Otsego County and Worcester Town property record for 308 Smith Rd, Worcester, NY 12197 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Oct 2023) |
| Tax Bill | $3,759 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 215.00-1-39.00 |
| Primary APN | 366600 215.00-1-39.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 480472002 |
|---|---|
| Street Address | 308 SMITH RD |
| City | WORCESTER |
| State | NY |
| Zip | 12197-3002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 39.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 590702 |
Source: Otsego County and Worcester Town records · APN 366600 215.00-1-39.00
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 SMITH RD, WORCESTER, NY 12197-3002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 12, 2023 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Deed Document Number | 20234174 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 12, 2023 |
| Property Address | 308 SMITH RD, WORCESTER, NY 12197-3002 |
| Document Number | 0000000174 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023-4174 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1036 THOMPSON DR, BAY SHORE, NY 11706-6210 |
| Document Number | 0000000175 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023-4175 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 12, 2023 |
| Property Address | 308 SMITH RD, WORCESTER, NY 12197-3002 |
| Document Number | 0000000174 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023-4174 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1036 THOMPSON DR, BAY SHORE, NY 11706-6210 |
Source: Otsego County and Worcester Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,759.00 | $64,200 (-) Land $9,000 Building $55,200 | $156,204 (+11.92%) Land $21,898 Building $134,306 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $64,200 (-) Land $6,000 Building $58,200 | $139,565 (+10.87%) Land $13,043 Building $126,522 |
| 2022 | $64,200 Land $6,000 Building $58,200 | $125,882 Land $11,765 Building $114,117 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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