281 Smith Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 281 Smith Rd, Worcester, NY 12197

Property Summary

Property TypeSeasonal / Vacation Home
Lot Size16.5 acres (718,740 sqft)
Owner2 Individual Names on Record
Tax Bill$2,075 (2026)
Deeds & MortgagesJun 2023 Sale
Flood ZoneZone X (minimal risk)
APN366600 215.00-1-35.00

Property Details

APN / Parcel Number

Primary APN366600 215.00-1-35.00
Alternative APNs
  • 660021500000010350000000
  • 480246582

Exterior

Lot Area718,740 sqft (16.5 acres)

Location & Zoning

Account Number480246582
Street Address281 SMITH RD
CityWORCESTER
StateNY
Zip12197
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeR80
Legal Block1
Legal Lot Number35.000
JurisdictionOTSEGO NY
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2045
Census Tract590702

Owner

Source: Otsego County and Worcester Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2149 SENECA DR S, MERRICK, NY 11566-3611
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 7, 2023
Transfer Doc0000000264
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateJun 8, 2023
Property Address281 SMITH RD, WORCESTER, NY 12197
Document Number0000000264
Instrument DateApr 7, 2023
Instrument2023-2264
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2149 SENECA DR S, MERRICK, NY 11566-3611

Tax Assessment & Valuation

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionWorcester Town
Unified School DistrictWorcester Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,075.00 (+0.48%)
2025$2,065.00$35,000 (-) Land $20,000 Building $15,000$85,158 (+11.92%) Land $48,662 Building $36,496
2023$35,000 (-) Land $20,000 Building $15,000$76,087 (+10.87%) Land $43,478 Building $32,609
2022$35,000 Land $20,000 Building $15,000$68,627 Land $39,215 Building $29,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Smith Rd

Nearby Streets

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