Walton County property record for 357 Sandy Cay Dr, Miramar Beach, FL 32550 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,289 sqft · built 2004 |
| Lot Size | 0.132 acres (5,793 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $195,000 (Oct 2010) |
| Tax Bill | $1,869 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42790-00B-0260 |
| Primary APN | 30-2S-21-42790-00B-0260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,289 sqft Living Area |
| Gross Area | 2,891 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,793 sqft (0.132 acres) |
| Lot Dimensions | 11 ft deep x 4.7 ft wide |
| Garage Type | Finished |
| Garage Area | 500 sqft |
| Porch | Porch |
| Porch Area | 42 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1068515 |
|---|---|
| Street Address | 357 SANDY CAY DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-8260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 BLK B PARADISE RETREAT PB 15-72 OR 2626-4336 OR 2629- 842 OR 2844-3081 OR 2851-3227 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | PARADISE RETREAT |
| Legal Block | B |
| Legal Lot Number | 26 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950608 |
Source: Walton County records · APN 30-2S-21-42790-00B-0260
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 357 SANDY CAY DR, MIRAMAR BEACH, FL 32550-8260 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2010 · Amount on Record |
| Deed Sale | Oct 12, 2010 · Amount on Record |
| Prior Sale | Jun 24, 2010 |
| Deed Document Number | 1134179 |
| Deed Book / Page | 2851 / 3227 |
| Record Updated | Jun 08, 2026 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $732,297 (-9.22%) Land $125,000 Building $607,297 | $732,297 (-9.22%) Land $125,000 Building $607,297 | |
| 2024 | $1,869.00 (+4.12%) | ||
| 2023 | $1,795.00 (+1.53%) Homeowner's exemption | $806,665 (+22.45%) Land $41,349 Building $765,316 | $806,665 (+22.45%) Land $41,349 Building $765,316 |
| 2022 | $1,768.00 Homeowner's exemption | $658,751 Land $45,898 Building $612,853 | $658,751 Land $45,898 Building $612,853 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506082, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 203 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured 503 under condo master policies |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020, rainfall accumulation, Hurricane Sally |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | October 18, 1982 |
| NFIP Eligibility | Not eligible (built 2004) built after the October 1, 1983 cutoff · private flood insurance only |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 657 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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