342 Sandy Cay Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 342 Sandy Cay Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,047 sqft · built 2004
Lot Size	0.146 acres (6,375 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Jul 2014)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42790-00C-0150`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42790-00C-0150`
Alternative APNs	`30-221-42790-00C-0150` `1068546`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,047 sqft Living Area
Gross Area	2,663 sqft
1st Floor Area	2,047 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,375 sqft (0.146 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	56 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	342 SANDY CAY DR
City	MIRAMAR BEACH
State	FL
Zip	32550-8257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK C PARADISE RETREAT PB 15-72 OR 2630-1129 OR 2652-3043 OR 2808-2904 OR 2810-4423 OR 2954-1573 OR 3140-3805
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	PARADISE RETREAT
Legal Block	C
Legal Lot Number	15
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2013
Census Tract	950608

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	342 SANDY CAY DR, MIRAMAR BEACH, FL 32550-8257
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2014 · Amount on Record
Deed Sale	Jul 9, 2014 · Amount on Record
Prior Sale	Feb 18, 2009 · Amount on Record
Deed Document Number	20141287560
Deed Book / Page	2954 / 1573
Last Transfer Date	Apr 21, 2020
Transfer Doc	0031403805
Record Updated	Jun 8, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Apr 24, 2020
Property Address	342 SANDY CAY DR, MIRAMAR BEACH, FL 32550-8257
Document Number	0031403805
Book / Page	003140 / 003805
Instrument Date	Apr 21, 2020
Instrument	14133
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	342 SANDY CAY DR MIRAMAR BEACH FL 325508257, MIRAMAR BEACH, FL 32550-8257

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,624.00 (+2.06%) Homeowner's exemption	$329,086 (-54.69%)	$668,616 (-7.94%) Land $125,000 Building $543,616
2024	$2,571.00 (+3.96%)
2023	$2,473.00 (+1.39%) Homeowner's exemption	$726,303 (+11.15%) Land $41,349 Building $684,954	$726,303 (+11.15%) Land $41,349 Building $684,954
2022	$2,439.00 Homeowner's exemption	$653,454 Land $45,898 Building $607,556	$653,454 Land $45,898 Building $607,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2004) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20