351 Sandy Cay Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 351 Sandy Cay Dr, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,653 sqft · built 2004
Lot Size0.132 acres (5,793 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Aug 2011)
Tax Bill$1,513 (2024)
Flood ZoneZone X (minimal risk)
APN30-2S-21-42790-00B-0250

Property Details

APN / Parcel Number

Primary APN30-2S-21-42790-00B-0250
Alternative APN
  • 1068514

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,653 sqft Living Area
Gross Area2,237 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area5,793 sqft (0.132 acres)
Lot Dimensions11 ft deep x 4.7 ft wide
Garage TypeFinished
Garage Area420 sqft
PorchPorch
Porch Area24 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1068514
Street Address351 SANDY CAY DR
CityMIRAMAR BEACH
StateFL
Zip32550-8260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 BLK B PARADISE RETREAT PB 15-72 OR 2631-184 OR 2870- 4686
Legal Range21W
Legal Township02S
Legal Section30
Legal SubdivisionPARADISE RETREAT
Legal BlockB
Legal Lot Number25
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2012
Census Tract950608

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address351 SANDY CAY DR, MIRAMAR BEACH, FL 32550-8260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2011 · Amount on Record
Deed SaleAug 2, 2011 · Amount on Record
Prior SaleSep 9, 2004 · Amount on Record
Deed Document Number1164424
Deed Book / Page2870 / 4686
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$583,984 (-5.77%) Land $125,000 Building $458,984$583,984 (-5.77%) Land $125,000 Building $458,984
2024$1,513.00 (+4.42%)
2023$1,449.00 (-1.16%) Homeowner's exemption$619,748 (+10.89%) Land $41,349 Building $578,399$619,748 (+10.89%) Land $41,349 Building $578,399
2022$1,466.00 Homeowner's exemption$558,900 Land $45,898 Building $513,002$558,900 Land $45,898 Building $513,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 203 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies706 units insured
incl. 503 condo units
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2004)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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