San Mateo County property record for 357 5th St, Montara, CA 94037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,810 sqft · built 1980 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $9,811 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage Feb 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-017-310 |
| Primary APN | 036-017-310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,810 sqft Living Area |
| Gross Area | 3,210 sqft |
| 1st Floor Area | 1,610 sqft |
| 2nd Floor Area | 1,200 sqft |
| Basement Area | 400 sqft |
| Family Room | Family Room |
| Study | Study |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Basement |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 357 5TH ST |
|---|---|
| City | MONTARA |
| State | CA |
| Zip | 94037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOTS 34 & 35 BLK 14 HANEMANS SEASIDE PARK TRACT RSM 4/63 |
| Legal Subdivision | HANEMANS SEASIDE PARK TRACT |
| Legal Block | 14 |
| Legal Lot Number | 34,35 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 613600 |
Source: San Mateo County records · APN 036-017-310
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 371480, MONTARA, CA 94037-1480 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Feb 04, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 18, 2019 | Affidavit of Death, Transfer FINANCE OF AMERICA REVERSE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 22, 2020 |
| Transfer Doc | 0000009512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 357 5TH ST, MONTARA, CA 94037 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 357 5TH ST, MONTARA, CA 94037 |
| Document Number | 0000105220 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2021-105220 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 04, 2020 |
| Property Address | 357 5TH ST, MONTARA, CA 94037 |
| Document Number | 0000009512 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 9512 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 371480 MONTARA CA 940371480, MONTARA, CA 94037-1480 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 18, 2019 |
| Property Address | 357 5TH ST, MONTARA, CA 94037 |
| Document Number | 0000028060 |
| Instrument Date | Apr 01, 2019 |
| Instrument | 28060 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2019 |
| Title Company | FNC TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 5TH ST MONTARA CA 94037, MONTARA, CA 94037 |
| Document Number | 28061 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 28061 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,787 (+2%) Land $299,720 Building $332,067 | ||
| 2025 | $9,811.00 (+10.78%) Homeowner's exemption | $619,401 (+4.04%) Land $293,844 Building $325,557 | |
| 2023 | $8,856.00 (+1.85%) Homeowner's exemption | $595,353 Land $282,435 Building $312,918 | $1,497,780 |
| 2022 | $8,695.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 558 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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