San Mateo County property record for 321 5th St, Montara, CA 94037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,394 sqft · built 1973 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $529,000 (Mar 2000) |
| Tax Bill | $12,204 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-017-300 |
| Primary APN | 036-017-300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,394 sqft Living Area |
| Gross Area | 3,138 sqft |
| 1st Floor Area | 1,650 sqft |
| 2nd Floor Area | 744 sqft |
| Basement Area | 744 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Tar & Gravel |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Basement |
| Garage Area | 744 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 5TH ST |
|---|---|
| City | MONTARA |
| State | CA |
| Zip | 94037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10000 |
| Legal Description | LOTS 28 & 29 BLK 14 HANEMANS SEASIDE PARK TRACT RSM 4/63 |
| Legal Subdivision | HANEMANS SEASIDE PARK TRACT |
| Legal Block | 14 |
| Legal Lot Number | 28,29 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 613600 |
321 5th St is owned by a company that bought it in March 2000 and is owner-occupied.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 370853, MONTARA, CA 94037-0853 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2000 · Amount on File |
| Deed Sale | Mar 8, 2000 · Amount on File |
| Prior Sale | Nov 15, 1994 · Amount on File |
| Deed Document Number | 200027272 |
| Prior Transfer Date | Mar 1, 2000 |
| Prior Transfer Doc | 0000027271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 321 5TH ST, MONTARA, CA 94037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000085791 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 2019-085791 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 321 5th St was $12,204 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $829,296 (+2%) Land $414,648 Building $414,648 | ||
| 2025 | $12,204.00 Homeowner's exemption | $813,036 Land $406,518 Building $406,518 | |
| 2023 | $11,157.00 (+1.78%) Homeowner's exemption | $781,468 Land $390,734 Building $390,734 | $1,345,230 |
| 2022 | $10,962.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 5th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
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