360 5th St, Montara, CA 94037 Property Records

San Mateo County property record for 360 5th St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,548 sqft · built 1967
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,112 (2025)
Deeds & Mortgages	Mar 2026 Reverse Mortgage Nov 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-021-290`

Property Details

APN / Parcel Number

Primary APN	`036-021-290`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,548 sqft Living Area
Gross Area	3,348 sqft
1st Floor Area	1,300 sqft
Basement Area	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Basement
Garage Area	800 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	360 5TH ST
City	MONTARA
State	CA
Zip	94037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	R-1 BEING LOT 9 & SELY 1/2 OF LOT 10 BLK 19 HANEMANS SEASIDE PARK RSM 4/63
Legal Subdivision	HANEMANS SEASIDE PARK
Legal Block	19
Legal Lot Number	9,10
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	5
Census Block	5032
Census Tract	613600

Owner

360 5th St is owned and occupied by two individuals who acquired it in March 2026.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	360 5TH ST, MONTARA, CA 94037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 30, 2021	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 7, 2026
Transfer Doc	0000015605
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 27, 2026
Property Address	360 5TH ST, MONTARA, CA 94037-9874
Document Number	0000015605
Map Reference	MB C PG 55
Instrument Date	Mar 7, 2026
Instrument	2026-015605
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 5TH ST, MONTARA, CA 94037-9874

Mortgage

Document Number	0000015606
Date	Mar 27, 2026
Instrument	2026-015606

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1080 Months
Due	Mar 16, 2116

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN MATEO CA
Recording Date	Nov 30, 2021
Property Address	360 5TH ST, MONTARA, CA 94037-9874
Document Number	0000163694
Map Reference	MB C PG 55
Instrument Date	Oct 22, 2021
Instrument	2021-163694
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 5TH ST, MONTARA, CA 94037

Mortgage

Document Number	0000163695
Date	Nov 30, 2021
Instrument	2021-163695

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.11%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Max Rate At Change	7.11%
Index	1-Year CMT
Max Rate	7.11%

Tax Assessment & Valuation

The 2025 property tax bill for 360 5th St was $11,112, up 10.6% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,457 (+2%) Land $265,522 Building $358,935
2025	$11,112.00 (+10.6%)	$612,214 Land $260,316 Building $351,898
2024	$10,047.00 (-2.77%)
2023	$10,333.00 (-2.33%)	$588,443 Land $250,208 Building $338,235	$1,771,830
2022	$10,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 5th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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