3569 Hulaco Rd, Joppa, AL 35087 Property Records

Morgan County property record for 3569 Hulaco Rd, Joppa, AL 35087

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,812 sqft · built 2017
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$7,000 (Feb 2017)
Tax Bill	$1,542 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-07-25-0-000-005.004`

Property Details

APN / Parcel Number

Primary APN	`21-07-25-0-000-005.004`
Alternative APNs	`12122007` `201655`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,812 sqft Living Area
1st Floor Area	2,225 sqft
Basement Area	574 sqft
Unfinished Basement	574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Roof Type	Gable
Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	12122007
Street Address	3569 HULACO RD
City	JOPPA
State	AL
Zip	35087-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NW COR OF NE 1/4 OF NW1/4 SEC 25-T8S-R1W TH SO 1259.69', TH SE 187.6'. TH W 77.52' TO POB. TH SO 324.69', TH W 551', T
Legal Range	1W
Legal Township	8S
Legal Section	25
Jurisdiction	MORGAN AL
Township / Civil Division	EVA
Census Block Group	2
Census Block	2072
Census Tract	5601

Owner

Source: Morgan County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3569 HULACO RD, JOPPA, AL 35087-6014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST
Jul 18, 2018	Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK & TRUST
May 16, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST
Aug 21, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST
Feb 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 2, 2017 · Amount on Record
Deed Sale	Feb 2, 2017 · Amount on Record
Deed Book / Page	2017 / 1026
Prior Transfer Date	Jan 20, 2017
Prior Transfer Doc	2017/01026
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3569 HULACO RD, JOPPA, AL 35087-6014
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3569 HULACO RD, JOPPA, AL 35087-6014

Mortgage

Document Number	2023/41094
Date	Dec 27, 2023
Book Page	2023/41094

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	ARAB, AL 35016

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3569 HULACO RD, JOPPA, AL 35087-6014
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/22644
Date	Jul 18, 2018
Book Page	2018/22644

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	GUNTERSVILLE, AL 35976

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3569 HULACO RD, JOPPA, AL 35087-6014
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2017/14893
Date	May 16, 2017
Book Page	MTG2017/14893

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	ARAB, AL 35016

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3569 HULACO RD, JOPPA, AL 35087-6014
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/37078
Date	Aug 21, 2020
Book Page	2020/37078

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3569 HULACO RD, JOPPA, AL 35087-6014
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/13677
Date	Apr 13, 2020
Book Page	2020/13677

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	ARAB, AL 35016

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Feb 2, 2017
Property Address	3569 HULACO RD, JOPPA, AL 35087-6014
Document Number	2017/01026
Book / Page	2017 / 01026
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3571 HULACO RD, 3571, JOPPA, AL 35087-6014

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3569 HULACO RD, JOPPA, AL 35087-6014

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,542.00 (-1.09%) Homeowner's exemption	$43,530 (+1%) Land $1,910 Building $41,620	$426,600 (-1.02%) Land $19,100 Building $407,500
2024		$43,100 (-0.99%) Land $1,910 Building $41,190	$431,000 (-0.99%) Land $19,100 Building $411,900
2023	$1,559.00 (-2.01%) Homeowner's exemption	$43,530 (-0.98%) Land $1,910 Building $41,620	$435,300 (-0.98%) Land $19,100 Building $416,200
2022	$1,591.00 Homeowner's exemption	$43,960 Land $1,910 Building $42,050	$439,600 Land $19,100 Building $420,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOPPA HULACO & RYAN WATER AUTHORITY serves 5,220 people · EPA ID AL0000409
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
GoNetspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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