3571 Hulaco Rd, Joppa, AL 35087 Property Records

Morgan County property record for 3571 Hulaco Rd, Joppa, AL 35087

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,925 sqft · built 1984
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,000 (Jun 2022)
Tax Bill	$941 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-07-25-0-000-005.001`

Property Details

APN / Parcel Number

Primary APN	`21-07-25-0-000-005.001`
Alternative APNs	`332560` `45553`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,925 sqft Living Area
1st Floor Area	1,925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Pool Area	630 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	332560
Street Address	3571 HULACO RD
City	JOPPA
State	AL
Zip	35087-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NE COR OF SW1/4 OF NW1/4, SEC 25, T8S, R1W, TH SO 660' TO POB, TH W 150', TH N 376', TH E 150', TH SO 376' TO POB
Legal Range	1W
Legal Township	8S
Legal Section	25
Jurisdiction	MORGAN AL
Township / Civil Division	EVA
Census Block Group	2
Census Block	2072
Census Tract	5601

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3571 HULACO RD, JOPPA, AL 35087-6014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 30, 2017	Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Deed Book / Page	2022 / 6462
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3571 HULACO RD, JOPPA, AL 35087-6014
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/28504
Date	May 25, 2021
Book Page	2021/28504

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Apr 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3571 HULACO RD, JOPPA, AL 35087-6014
Transaction Type	Mortgage
Record Updated	May 14, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/14586
Date	Apr 20, 2020
Book Page	2020/14586

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Mar 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3571 HULACO RD, JOPPA, AL 35087-6014
Transaction Type	Mortgage
Record Updated	Feb 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0201703300
Date	Jan 30, 2017
Book Page	2017/03300

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	GUNTERSVILLE, AL 35976

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$941.00 (+5.38%)	$25,160 (-0.32%) Land $1,140 Building $24,020	$251,600 (-0.32%) Land $11,400 Building $240,200
2024		$25,240 (-0.32%) Land $1,140 Building $24,100	$252,400 (-0.32%) Land $11,400 Building $241,000
2023	$893.00 (-0.33%) Homeowner's exemption	$25,320 (-0.31%) Land $1,140 Building $24,180	$253,200 (-0.31%) Land $11,400 Building $241,800
2022	$896.00 Homeowner's exemption	$25,400 Land $1,140 Building $24,260	$254,000 Land $11,400 Building $242,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOPPA HULACO & RYAN WATER AUTHORITY serves 5,220 people · EPA ID AL0000409
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
GoNetspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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