3421 Hulaco Rd, Joppa, AL 35087 Property Records

Morgan County property record for 3421 Hulaco Rd, Joppa, AL 35087

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,707 sqft · built 1980
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Oct 2024)
Tax Bill$875 (2025)
Deeds & MortgagesMortgage
Oct 2017 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN21-07-25-0-000-012.000

Property Details

APN / Parcel Number

Primary APN21-07-25-0-000-012.000
Alternative APNs
  • 141960
  • 45562

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,707 sqft Living Area
1st Floor Area1,707 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number141960
Street Address3421 HULACO RD
CityJOPPA
StateAL
Zip35087-6013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 97' SE FROM INT INDIAN BDY LINE & N MAR OF HULACO-ARAB RD, IN SEC 25, T8S, R1W, TH CONT SE 183', TH N 247', TH SW 219.28'
Legal Range1W
Legal Township8S
Legal Section25
JurisdictionMORGAN AL
Township / Civil DivisionEVA
Census Block Group2
Census Block2072
Census Tract5601

Owner

3421 Hulaco Rd is owned and occupied by an individual who bought it in October 2024.

Source: Morgan County records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3421 HULACO RD, JOPPA, AL 35087-6013
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Deed of Trust, Mortgage
Oct 3, 2017Deed of Trust, Mortgage · Reverse Mortgage
FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2024 · Amount on File
Deed SaleOct 8, 2024 · Amount on File
Deed Book / Page2024 / 8826
Prior Transfer DateMar 3, 2011
Prior Transfer Doc2011/01336
Record UpdatedSep 20, 2026

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address3421 HULACO RD, JOPPA, AL 35087-6013
Transaction TypeMortgage
Record UpdatedNov 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address3421 HULACO RD, JOPPA, AL 35087-6013
Transaction TypeMortgage
Record UpdatedNov 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, MTG2017-31750
DateOct 3, 2017
Book PageMTG2017/31750
InstrumentMTG2017-31750
Lender
NameFIRST BANK
TypeBank
AddressBIRMINGHAM, AL 35243
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term756 Months
DueOct 20, 2080

Tax Assessment & Valuation

The 2025 property tax bill for 3421 Hulaco Rd was $875.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$875.00$11,700 (-) Land $700 Building $11,000$117,000 (-) Land $7,000 Building $110,000
2024$11,700 (-) Land $700 Building $11,000$117,000 (-) Land $7,000 Building $110,000
2023$875.00$11,700 (-) Land $700 Building $11,000$117,000 (-) Land $7,000 Building $110,000
2022$875.00$11,700 Land $700 Building $11,000$117,000 Land $7,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3421 Hulaco Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3421 Hulaco Rd is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 43% of Alabama
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOPPA HULACO & RYAN WATER AUTHORITY
serves 5,220 people · EPA ID AL0000409
Water SourcePurchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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