Santa Rosa County property record for 3568 Moonstone Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,332 sqft · built 2019 |
| Lot Size | 0.479 acres (20,865 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Apr 2024) |
| Tax Bill | $4,258 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-1S-27-5465-00F00-0140 |
| Primary APN | 38-1S-27-5465-00F00-0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,332 sqft Living Area |
| Gross Area | 3,100 sqft |
| 1st Floor Area | 2,332 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 20,865 sqft (0.479 acres) |
| Lot Dimensions | 190 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 327 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3568 MOONSTONE DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TREASURE ISLE ESTATES 1ST ADD LOT 14 BLK F AS DES IN OR 4491 PG 50 |
| Legal Range | 27W |
| Legal Township | 1S |
| Legal Section | 38 |
| Legal Subdivision | TREASURE ISLE ESTS |
| Legal Block | F |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1229 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of May 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3568 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| May 21, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2024 · Amount on Record |
| Deed Sale | Apr 9, 2024 · Amount on Record |
| Prior Sale | Aug 8, 2022 · Amount on Record |
| Deed Document Number | 202415287 |
| Deed Book / Page | 4491 / 50 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 8, 2022 |
| Property Address | 3568 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Document Number | 0043140408 |
| Book / Page | 4314 / 408 |
| Map Reference | MB 12 PG 60 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 202246405 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,254.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2242 VALDINA ST, 2242, HENDERSON, NV 89044-1671 |
| Name | Verified Name |
|---|---|
| Address | 3568 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Document Number | 0004314410 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 4314/410 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3568 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3568 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Document Number | 0040570919 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 4057/919 |
| Instrument | 202103088 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 21, 2019 |
| Property Address | 3568 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Document Number | 0038310681 |
| Book / Page | 3831 / 0681 |
| Map Reference | MB 12 PG 60-64 |
| Instrument Date | May 15, 2019 |
| Instrument | 201921071 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,060.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 3568 MOONSTONE DR, NAVARRE, FL 32566-9824 |
| Document Number | 0003831683 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 3831/683 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,258.00 (+8.54%) Homeowner's exemption | $393,227 (+6.22%) Land $56,000 Building $337,227 | $393,227 (+3.99%) Land $56,000 Building $337,227 |
| 2024 | $3,923.00 (+2.03%) Homeowner's exemption Widower's exemption | $370,203 (+3%) | $378,129 (-0.55%) Land $50,000 Building $328,129 |
| 2023 | $3,845.00 (+33.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $359,420 (+31.34%) | $380,212 (+4.6%) Land $40,000 Building $340,212 |
| 2022 | $2,870.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $273,662 | $363,492 Land $35,000 Building $328,492 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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