Santa Rosa County property record for 3555 Moonstone Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,846 sqft · built 2018 |
| Lot Size | 0.401 acres (17,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,000 (Sep 2018) |
| Tax Bill | $2,521 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 38-1S-27-5465-00E00-0060 |
| Primary APN | 38-1S-27-5465-00E00-0060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,846 sqft Heated Area |
| Gross Area | 2,886 sqft |
| 1st Floor Area | 2,287 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 17,468 sqft (0.401 acres) |
| Lot Dimensions | 2,500 ft deep x 700 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 199 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 381S27546500E000060 |
|---|---|
| Street Address | 3555 MOONSTONE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TREASURE ISLE ESTATES 1ST ADD LOT 6 BLK E AS DES IN OR 3769 PG 1424 |
| Legal Range | 27W |
| Legal Township | 01S |
| Legal Section | 38 |
| Legal Subdivision | TREASURE ISLE ESTATES |
| Legal Block | E |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1229 |
| Census Tract | 10802 |
3555 Moonstone Dr is owned and occupied by an individual who bought it in September 2018.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13333 ROMULUS WAY, SAN ANTONIO, TX 78245-4795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Sep 27, 2018 | Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on File |
| Deed Sale | Sep 27, 2018 · Amount on File |
| Deed Document Number | 201841696 |
| Deed Book / Page | 3769 / 1424 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3555 MOONSTONE DR, NAVARRE, FL 32566-9823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039411205 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 3941/1205 |
| Instrument | 202018812 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 7, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 27, 2018 |
| Property Address | 3555 MOONSTONE DR, NAVARRE, FL 32566-9823 |
| Document Number | 0037691424 |
| Book / Page | 003769 / 001424 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 41696 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,778.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3555 MOONSTONE DR NAVARRE FL 325669823, NAVARRE, FL 32566-9823 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,521.00 (+2.4%) Homeowner's exemption Disabled Person's exemption | $248,168 (+3%) | $341,276 (-0.22%) Land $50,000 Building $291,276 |
| 2023 | $2,462.00 (+2.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $240,940 (+3%) | $342,022 (+5.69%) Land $40,000 Building $302,022 |
| 2022 | $2,394.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $233,922 | $323,610 Land $35,000 Building $288,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3555 Moonstone Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3555 Moonstone Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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