3567 Moonstone Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3567 Moonstone Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,901 sqft · built 2018
Lot Size	0.401 acres (17,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,250 (Aug 2018)
Tax Bill	$267 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-1S-27-5465-00E00-0040`

Property Details

APN / Parcel Number

Primary APN	`38-1S-27-5465-00E00-0040`
Alternative APN	`S27138546500E000040`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,901 sqft Living Area
Gross Area	3,800 sqft
1st Floor Area	2,901 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	17,468 sqft (0.401 acres)
Lot Dimensions	250 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	238 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3567 MOONSTONE DR
City	NAVARRE
State	FL
Zip	32566-9823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TREASURE ISLE ESTATES 1ST ADD LOT 4 BLK E AS DES IN OR 3762 PG 337
Legal Range	27W
Legal Township	1S
Legal Section	38
Legal Subdivision	TREASURE ISLE ESTS
Legal Block	E
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1229
Census Tract	10802

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3567 MOONSTONE DR, NAVARRE, FL 32566-9823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	201837569
Deed Book / Page	3762 / 337
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3567 MOONSTONE DR, NAVARRE, FL 32566-9823
Document Number	0039580105
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3567 MOONSTONE DR NAVARRE FL 325669823, NAVARRE, FL 32566-9823

Mortgage

Document Number	0039580105
Date	Jun 2, 2020
Book Page	003958/000105
Instrument	26281

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$267.00 (+7.23%) Homeowner's exemption Veteran's exemption	$351,845 (+2.9%)	$490,371 (+5.16%) Land $56,000 Building $434,371
2024	$249.00 (+7.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$341,929 (+3%)	$466,299 (-0.99%) Land $50,000 Building $416,299
2023	$231.00 (+6.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$331,970 (+3%)	$470,963 (+6.61%) Land $40,000 Building $430,963
2022	$217.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$322,301	$441,743 Land $35,000 Building $406,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20