3563 Old Trail Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3563 Old Trail Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,737 sqft · built 1999
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,325,000 (Jul 2013)
Tax Bill	$12,148 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-753-90092747`

Property Details

APN / Parcel Number

Primary APN	`01-753-90092747`
Alternative APNs	`1-753-90092747` `75390092747`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,737 sqft Living Area
Gross Area	6,591 sqft
1st Floor Area	1,923 sqft
Basement Area	1,450 sqft
Finished Basement	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	660 sqft
Porch	Enclosed Breezeway
Porch Area	204 sqft
Deck Area	252 sqft
Patio Area	444 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	75390092747
Street Address	3563 OLD TRAIL RD
City	EDGEWATER
State	MD
Zip	21037-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LT 43 PAR E SOUTH RIVER COLONY
Legal Subdivision	SOUTH RIVER COLONY
Legal Block	2
Legal Lot Number	43
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2009
Census Tract	701301

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3563 OLD TRAIL RD, EDGEWATER, MD 21037-2704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK NA
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 23, 2019	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2013 · Amount on Record
Deed Sale	Jul 2, 2013 · Amount on Record
Prior Sale	Jan 21, 2004 · Amount on Record
Deed Book / Page	26351 / 417
Last Transfer Date	Jun 27, 2019
Transfer Doc	0333690500
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3563 OLD TRAIL RD, EDGEWATER, MD 21037-2704
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3563 OLD TRAIL RD, EDGEWATER, MD 21037-2704

Mortgage

Document Number	0396540457
Date	May 15, 2023
Book Page	39654/457

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	SEVERNA PARK, MD 21146

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3563 OLD TRAIL RD, EDGEWATER, MD 21037-2704
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3563 OLD TRAIL RD, EDGEWATER, MD 21037-2704

Mortgage

Document Number	0385120474
Date	Mar 23, 2022
Book Page	38512/474

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	Other
Max Rate	7.62%

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 23, 2019
Property Address	3563 OLD TRAIL RD, EDGEWATER, MD 21037-2704
Document Number	0333690500
Book / Page	33369 / 500
Map Reference	MB 181 PG 18-33
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3563 OLD TRAIL RD, EDGEWATER, MD 21037-2704

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,135,200 (+2.05%) Land $195,000 Building $940,200	$1,135,200 (-) Land $195,000 Building $940,200
2025	$12,148.00 (+1.55%) Homeowner's exemption	$1,112,367 (+4.28%)	$1,135,200 (+6.42%) Land $195,000 Building $940,200
2024	$11,962.00 (+8.28%)
2023	$11,047.00 Homeowner's exemption	$1,066,700 Land $245,000 Building $821,700	$1,066,700 Land $245,000 Building $821,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (2008–2022)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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