3557 Old Trail Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3557 Old Trail Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 8,084 sqft · built 1999
Lot Size	2.45 acres (106,722 sqft)
Owner	2 Individual Names on File
Last Sale	$1,525,000 (Jun 2022)
Tax Bill	$15,506 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-753-90092746`

Property Details

APN / Parcel Number

Primary APN	`01-753-90092746`
Alternative APNs	`175390092746` `75390092746`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,084 sqft Living Area
Gross Area	8,824 sqft
1st Floor Area	3,236 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Utility Area	270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	106,722 sqft
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	740 sqft
Porch	Open Porch
Porch Area	165 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	100 sqft
Bath House	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	75390092746
Street Address	3557 OLD TRAIL RD
City	EDGEWATER
State	MD
Zip	21037-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LT 42 PAR E SOUTH RIVER COLONY
Legal Subdivision	SOUTH RIVER COLONY
Legal Block	2
Legal Lot Number	42
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2009
Census Tract	701301

Owner

3557 Old Trail Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3557 OLD TRAIL RD, EDGEWATER, MD 21037-2704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Jul 15, 1998 · Amount on File
Deed Book / Page	38886 / 473
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 29, 2022
Property Address	3557 OLD TRAIL RD, EDGEWATER, MD 21037-2704
Document Number	0388860473
Book / Page	38886 / 473
Map Reference	MB 181 PG 18-33
Instrument Date	Jun 15, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	NORTHCO TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3557 OLD TRAIL RD, EDGEWATER, MD 21037-2704

Mortgage

Document Number	0038886480
Date	Jun 29, 2022
Instrument	38886/480

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3557 Old Trail Rd was $15,506 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,412,400 Land $197,000 Building $1,215,400	$1,412,400 Land $197,000 Building $1,215,400
2025	$15,506.00
2023	$14,281.00 Homeowner's exemption	$1,324,100 Land $247,000 Building $1,077,100	$1,324,100 Land $247,000 Building $1,077,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3557 Old Trail Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (2008–2022)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3557 Old Trail Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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