3551 Old Trail Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3551 Old Trail Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 7,372 sqft · built 1999
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Jul 2019)
Tax Bill	$14,429 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-753-90092744`

Property Details

APN / Parcel Number

Primary APN	`01-753-90092744`
Alternative APNs	`175390092744` `75390092744`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,372 sqft Living Area
Gross Area	8,032 sqft
1st Floor Area	2,687 sqft
Basement Area	2,500 sqft
Finished Basement	2,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,556 sqft
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,440 sqft
Patio Area	1,021 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	75390092744
Street Address	3551 OLD TRAIL RD
City	EDGEWATER
State	MD
Zip	21037-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LT 40 PAR E SOUTH RIVER COLONY
Legal Subdivision	SOUTH RIVER COLONY
Legal Block	2
Legal Lot Number	40
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2009
Census Tract	701301

Owner

3551 Old Trail Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3551 OLD TRAIL RD, EDGEWATER, MD 21037-2704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2019	Grant Deed, Transfer BANK OF AMERICA
May 5, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on File
Deed Sale	Jul 24, 2019 · Amount on File
Prior Sale	May 5, 2017 · Amount on File
Deed Book / Page	33370 / 205
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 24, 2019
Property Address	3551 OLD TRAIL RD, EDGEWATER, MD 21037-2704
Document Number	0333700205
Book / Page	033370 / 000205
Instrument Date	Jul 17, 2019
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	ATG TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3991 OLD TRAIL RD EDGEWATER MD 21037, EDGEWATER, MD 21037

Mortgage

Document Number	333700211
Date	Jul 24, 2019
Book Page	033370/000211

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 5, 2017
Property Address	3551 OLD TRAIL RD, EDGEWATER, MD 21037-2704
Document Number	0309040315
Book / Page	030904 / 000315
Instrument Date	Apr 27, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,278.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 OLD TRAIL RD EDGEWATER MD 210372704, EDGEWATER, MD 21037-2704

Mortgage

Document Number	309040321
Date	May 5, 2017
Book Page	030904/000321

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3551 Old Trail Rd was $14,429 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,394,400 Land $195,000 Building $1,199,400	$1,394,400 Land $195,000 Building $1,199,400
2025	$14,429.00
2023	$13,233.00 Homeowner's exemption	$1,293,700 Land $245,000 Building $1,048,700	$1,293,700 Land $245,000 Building $1,048,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3551 Old Trail Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (2008–2022)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3551 Old Trail Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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