3563 Keim Rd, Waterloo, IL 62298 Property Records

St. Clair County property record for 3563 Keim Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,440 sqft · built 1977
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$2,050 (2024)
Deeds & Mortgages	Mar 2026 Transfer Aug 2022 Mortgage + 1 more
APN	`16-04-0-400-006`

Property Details

APN / Parcel Number

Primary APN	`16-04-0-400-006`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3563 KEIM RD
City	WATERLOO
State	IL
Zip	62298-4649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLSTADT TWP SEC 4 LOT/SEC-4-SUBL/TWP-2S-BLK/RG-9W PT NE SE IN 2417-1414 EX RD 2480-1434
Legal Range	09W
Legal Township	02S
Legal Section	04
Legal Subdivision	MILLSTADT TWP
Legal Block	400
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	1
Census Block	1049
Census Tract	503203

Owner

Source: St. Clair County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3563 KEIM RD, WATERLOO, IL 62298-4649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Transfer on Death Deed, Transfer
Aug 8, 2022	Deed of Trust, Mortgage STATE BANK
Feb 13, 2017	Deed of Trust, Mortgage STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 24, 2026
Transfer Doc	0002879046
Record Updated	Jun 8, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 31, 2026
Property Address	3563 KEIM RD, WATERLOO, IL 62298-4649
Document Number	0A02879046
Instrument Date	Mar 24, 2026
Instrument	A02879046
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3563 KEIM RD, WATERLOO, IL 62298-4649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	3563 KEIM RD, WATERLOO, IL 62298-4649
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3563 KEIM RD, WATERLOO, IL 62298-4649

Mortgage

Document Number	0A02755492
Date	Aug 8, 2022
Instrument	A02755492

Lender

Name	STATE BANK
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jul 19, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	3563 KEIM RD, WATERLOO, IL 62298-4649
Document Number	00A2527706
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 15, 2017
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3563 KEIM RD WATERLOO IL 622984649, WATERLOO, IL 62298-4649

Mortgage

Document Number	00A2527706
Date	Feb 22, 2017
Instrument	2527706

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 21, 2027

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,050.00 (-8.85%)	$78,901 (+20.77%) Land $16,283 Building $62,618	$236,703 (+20.77%) Land $48,849 Building $187,854
2022		$65,332 Land $13,483 Building $51,849	$195,996 Land $40,449 Building $155,547
2019	$2,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Wisper ISP.

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