St. Charles County property record for 3562 Arpent St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,006 sqft · built 2005 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $292,679 (Dec 2012) |
| Tax Bill | $4,576 (2024) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | T060500088 |
| Primary APN | T060500088 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,006 sqft Living Area |
| Gross Area | 3,812 sqft |
| 1st Floor Area | 1,124 sqft |
| Basement Area | 1,124 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 468 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060500088 |
|---|---|
| Street Address | 3562 ARPENT ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #1 LOT 422 |
| Legal Subdivision | NEW TOWN AT ST CHAS #1 |
| Legal Lot Number | 422 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 310201 |
Source: St. Charles County records · APN T060500088
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3562 ARPENT ST, SAINT CHARLES, MO 63301-8079 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 07, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2012 · Amount on Record |
| Deed Sale | Dec 19, 2012 · Amount on Record |
| Prior Sale | May 18, 2006 · Amount on Record |
| Deed Document Number | 2012973870 |
| Deed Book / Page | 5920 / 87 |
| Prior Transfer Date | Oct 11, 2012 |
| Prior Transfer Doc | 0059200087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 15, 2026 |
| Property Address | 3562 ARPENT ST, SAINT CHARLES, MO 63301-8079 |
| Document Number | 0000033334 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202633334 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 3562 ARPENT ST, SAINT CHARLES, MO 63301-8079 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3562 ARPENT ST, SAINT CHARLES, MO 63301-8079 |
| Document Number | 0073420611 |
| Instrument Date | Jul 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | CTC |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3562 ARPENT ST ST CHARLES MO 633018079, ST CHARLES, MO 63301-8079 |
| Document Number | 0073420611 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 007342/000611 |
| Instrument | 480430 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 09, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,956 (+5.46%) | $378,715 (+5.46%) Land $80,000 Building $298,715 | |
| 2024 | $4,576.00 | ||
| 2023 | $68,233 | ||
| 2022 | $359,123 Land $60,000 Building $299,123 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 631 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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