3554 Arpent St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3554 Arpent St, Saint Charles, MO 63301 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage1,760 sqft Living Area
Lot Size3,920 sqft (0.09 acres)
OccupancyOwner Occupied
Last Sale$231,000 (2008)
Tax Bill$4,086.00 (2024)

Owner

Source: St. Charles County records · APN T060500086

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3554 ARPENT ST, SAINT CHARLES, MO 63301-8079
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2008 · Amount on Record
Deed SaleAug 29, 2008 · Amount on Record
Prior SaleFeb 24, 2006 · Amount on Record
Deed Doc Number2008608510
Deed Book / Page5041 / 2492
Last Transfer DateAug 27, 2025
Transfer Doc0000037501
Record RefreshedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3554 ARPENT ST, SAINT CHARLES, MO 63301-8079
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070522378
DateApr 01, 2019
Book Page7052/2378
Instrument20190401000141260
Lender
NamePNC BANK NA
TypeBank
AddressSAINT LOUIS, MO 63131
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueMar 19, 2059
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,313.00 (+5.56%)$66,085 (+8.56%)$347,816 (+8.56%) Land $80,000 Building $267,816
2024$4,086.00
2023$60,874
2022$320,389 Land $60,000 Building $260,389

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNT060500086
Alternative APN
  • 5-116B-9772-00-0420.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area1,760 sqft Living Area
Gross Area2,640 sqft Gross Area
1st Floor880 sqft 1st Floor
Basement Area880 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level Style
Exterior MaterialSiding Exterior
Lot Area3,920 sqft (0.09 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area400 sqft Garage
Patio Area100 sqft Patio
PorchOpen Porch
Porch Area154 sqft Porch

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT060500086
Street Address3554 ARPENT ST
CitySAINT CHARLES
StateMO
Zip63301-8079
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS #1 LOT 420
Legal SubdivisionNEW TOWN AT ST CHAS #1
Legal Lot Number420
JurisdictionST CHARLES MO
Minor Civil DivisionRIVERS
Census Blockgroup1
Census Block1009
Census Tract310201

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