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3558 Arpent St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3558 Arpent St, Saint Charles, MO 63301 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,048 sqft · built 2005
Lot Size0.089 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Jun 2018)
Tax Bill$4,954 (2025)
Deeds & MortgagesJul 2026 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNT060500087

Property Details

APN / Parcel Number

Primary APNT060500087
Alternative APN
  • 5-116B-9772-00-0421.0000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,048 sqft Living Area
1st Floor Area1,168 sqft
Basement Area1,168 sqft
Finished Basement1,109 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialSiding
Lot Area3,920 sqft (0.089 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area154 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT060500087
Old Parcel NumberT060500087
Street Address3558 ARPENT ST
CitySAINT CHARLES
StateMO
Zip63301-8079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS #1 LOT 421
Legal Range05E
Legal Township47N
Legal SubdivisionNEW TOWN AT ST CHAS #1
Legal Lot Number421
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1009
Census Tract310201

Owner

Source: St. Charles County records · APN T060500087

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3558 ARPENT ST, SAINT CHARLES, MO 63301-8079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 23, 2019Deed of Trust, Mortgage
STIFEL BK&TR
Jun 05, 2018Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT BOND & MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2018 · Amount on Record
Deed SaleJun 05, 2018 · Amount on Record
Prior SaleApr 27, 2016
Deed Document Number0069291149
Deed Book / Page6929 / 1149
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateJul 20, 2026
Property Address3558 ARPENT ST, SAINT CHARLES, MO 63301-8079
Document Number0000033959
Instrument DateJul 14, 2026
Instrument202633959
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3558 ARPENT ST, SAINT CHARLES, MO 63301-8079

Mortgage

Document Number0000033959,
DateJul 20, 2026
Instrument202633959
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3558 ARPENT ST, SAINT CHARLES, MO 63301-8079
Document Number0072101163
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3558 ARPENT ST ST CHARLES MO 633018079, ST CHARLES, MO 63301-8079

Mortgage

Document Number0072101163
DateJan 03, 2020
Book Page007210/001163
Instrument5180
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueJan 02, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 05, 2018
Property Address3558 ARPENT ST, SAINT CHARLES, MO 63301-8079
Document Number0069291149
Book / Page6929 / 1149
Map ReferenceMB 42 PG 14
Instrument DateMay 31, 2018
Instrument20180605000311840
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address693 CLAREMOOR PASS, 693, WELDON SPRING, MO 63304-0301

Transferred To (Grantee/Buyer)

NameVerified Name
Address3558 ARPENT ST, SAINT CHARLES, MO 63301-8079

Mortgage

Document Number20180605000311850
DateJun 05, 2018
Instrument20180605000311850
Lender
NamePARAMOUNT BOND & MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,954.00$75,970 (+4.86%)$399,844 (+4.86%) Land $80,000 Building $319,844
2023$72,452
2022$381,325 Land $60,000 Building $321,325

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022, other causes, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 631 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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