3561 Skylark Loop, Bellingham, WA 98226 Property Records

Whatcom County property record for 3561 Skylark Loop, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,152 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Nov 2025)
Tax Bill	$5,073 (2025)
Deeds & Mortgages	Nov 2025 Sale Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`380316-382429-0000`

Property Details

APN / Parcel Number

Primary APN	`380316-382429-0000`
Alternative APNs	`594069` `59456`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,152 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,028 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	84 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	59456
Street Address	3561 SKYLARK LOOP
City	BELLINGHAM
State	WA
Zip	98226-7946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URMX
Legal Description	TRICKLE CREEK 3 LOT 4
Legal Range	03
Legal Township	38
Legal Section	16
Legal Subdivision	TRICKLE CREEK 3
Legal Block	1
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1041
Census Tract	102

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3561 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Apr 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	20251482
Prior Transfer Date	Apr 21, 2021
Prior Transfer Doc	0000004130
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 19, 2025
Property Address	3561 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	0001101482
Map Reference	AF 2050702399
Instrument Date	Nov 17, 2025
Instrument	2025-1101482
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transaction

Amount	Amount Recorded
Tax	$12,054.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3561 SKYLARK LOOP, BELLINGHAM, WA 98226-7946

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 15, 2022
Property Address	3561 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	0000801456
Map Reference	AF 2050702399
Instrument Date	Aug 9, 2022
Instrument	2022-0801456
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3561 SKYLARK LOOP, BELLINGHAM, WA 98226-7946

Mortgage

Document Number	0000801457
Date	Aug 15, 2022
Instrument	2022-0801457

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Apr 22, 2021
Property Address	3561 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	0000404130
Map Reference	AF 2050702399
Instrument Date	Apr 21, 2021
Instrument	2021-0404130
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1604 S 262ND PL, DES MOINES, WA 98198-9238

Mortgage

Document Number	0000404131
Date	Apr 22, 2021
Instrument	2021-0404131

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3561 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	2190701098
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3561 SKYLARK LOOP BELLINGHAM WA 982267946, BELLINGHAM, WA 98226-7946

Mortgage

Document Number	2190701098
Date	Jul 10, 2019
Instrument	701098

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,073.00 (-4.12%)	$656,936 (+1.54%) Land $224,096 Building $432,840	$656,936 (+1.54%) Land $224,096 Building $432,840
2024	$5,291.00 (+23.74%)	$646,992 (+14%) Land $220,704 Building $426,288	$646,992 (+14%) Land $220,704 Building $426,288
2022		$567,537 Land $193,600 Building $373,937	$567,537 Land $193,600 Building $373,937
2021	$4,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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